Card skimmers are not just a major problem for gas stations. Just last month, there were skimmers discovered at self-checkout card readers found in Walmart stores in Fredericksburg, VA and Fort Wright, KY. Now you may be thinking that since you are living in states that are a comfortable distance away from these attacks you are far enough from having to worry next time you swipe your card in a Walmart near you. This is not the case. There is a likely chance that you are in reasonable distance to an Ingenico card reader. The skimmers that have been recently detected specifically target the payment solutions company’s card readers. The device is able to be installed in seconds and uses the pad overlay to take the victim’s PIN as well as recording the data on the card’s magnetic swipe. This skimmer goes for around $200. In recent years Walmart has been assisting customers with safer payments by having customers with EMV chip cards to insert their cards in the card reader rather than swiping since counterfeiting EMV-chip cards are more difficult and more expensive.
So, how do you know the Ingenico reader you’re using is a fake? Here are some of the key differences:
- The overlay on the reader is noticeably larger (possibly over an inch wider) than the rest of the body.
- The skimmer pad will be blocking the backlight behind the keys.
- The Apple Pay green LED light in the top right corner will not be lit.
- Both the fake device and real reader needs to read your card so the device will be running suspiciously slower than usual.
- There will be more card read failures than usual.
- The stylus used to sign your name on the machine can always be placed comfortably on the reader. A fake overlay prevents the stylus from having a normal holding spot.
If you feel that you are a victim of identity theft you can fill out a report with the Federal Trade Commission.
For more security tips on skimmers and prevention, you can read the full article of KrebOnSecurity.com.