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Today's Rates

Annual Percentage Rate as low as:
30 Year Fixed 4.04% Apply
5 Year ARM 3.25% Apply
New/Used Auto Purchase2.25%Apply
Annual Percentage Yield as high as:
Variable IRA0.40%Apply
Money Market0.60%Apply
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Annual Percentage Rate as low as:

30 Year Fixed 4.04% Apply
15 Year Fixed 3.54% Apply
5 Year ARM 3.25% Apply
30 Year Fixed
Mass Housing
(first-time homebuyer)
4.17% Apply
Annual Percentage Rate as low as:
New/Used Auto Purchase2.25%Apply
New/Used Auto Refinance2.25%Apply
New RV8.25%Apply
Used RV8.50%Apply
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Business IRAs

Simplified Employee Pension (SEP) IRAs

Are you self-employed? Are you part of a sole proprietorship, partnership or small business? SEP Plans are a great way for small employee groups and companies to offer a retirement plan. If you don't have access to a pension, 401(k) or an employee-sponsored retirement program, you may be eligible.

In this type of plan, you make contributions to traditional Individual Retirement Accounts (IRAs) for each eligible employee.

  • Available for sole proprietors, partnerships and corporations
  • Attract and retain a quality workforce
  • Plan contributions are tax-deductible and can reduce your net profits
  • Contribution limits are set by the administrator
Learn more about SEP IRAs or Align's other IRA options.

Getting Started

Visit your nearest Align branch to open your Business IRA today.