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Today's Rates

Annual Percentage Rate as low as:
30 Year Fixed 4.29% Apply
5 Year ARM 3.25% Apply
New/Used Auto Purchase2.25%Apply
Annual Percentage Yield as high as:
Variable IRA0.40%Apply
Money Market0.50%Apply
View All Rates

Annual Percentage Rate as low as:

30 Year Fixed 4.29% Apply
15 Year Fixed 3.54% Apply
5 Year ARM 3.25% Apply
30 Year Fixed
Mass Housing
(first-time homebuyer)
4.17% Apply
Annual Percentage Rate as low as:
New/Used Auto Purchase2.25%Apply
New/Used Auto Refinance2.25%Apply
New RV8.25%Apply
Used RV8.50%Apply
View All RatesView All Rates



Notice: Align Mobile Banking will be unavailable on Sunday, March 26th from 2am until 6am due to a system maintenance.

Member Care Center


Monday - Thursday: 8:30am - 4:30pm
Friday: 8am - 6:30pm
Saturday: 9am - 12 noon

Important Phone Numbers

Replacement ATM & Debit Card800-942-9575
Lost/Stolen ATM/Debit/Credit Card800-449-7728
Telephone Easy Banking800-942-9588
BillPay Assistance855-401-9651

Important Fax Numbers

Consumer Loans Department978-454-3052
Mortgage Servicing Department978-454-1743
Home Financing Department978-452-2227
Member Care Center978-459-2494
Operations Department978-454-4621

Align Routing Number: 211383901

Mail all deposits and loan payments to:

Align Credit Union
P.O. Box 7008
Lowell, MA 01852
Download a Consumer Loan Coupon here.

Mail all credit card payments to:

Align Credit Union
P.O. Box 37603
Philadelphia, PA 19101-0603

Student Choice Loans

Click here to login to your existing account or request additional funds.

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*For your security, please do not reference your Member Number, Social Security Number or any other personal information when you contact Align. This form and email address are provided for general inquiries only. Please use the phone numbers to the left for help or questions related to your account.