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Annual Percentage Rate as low as:
30 Year Fixed 4.943% Apply
5 Year ARM 4.793% Apply
New/Used Auto Purchase3.50%Apply
Annual Percentage Yield as high as:
Variable IRA0.45%Apply
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Annual Percentage Rate as low as:
30 Year Fixed 4.943% Apply
15 Year Fixed 4.467% Apply
5 Year ARM 4.793% Apply
30 Year Fixed
Mass Housing
(first-time homebuyer)
4.342% Apply
Annual Percentage Rate as low as:
New/Used Auto Purchase3.50%Apply
New/Used Auto Refinance3.50%Apply
New RV8.25%Apply
Used RV8.50%Apply
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Identity Theft Protection

Think you don’t need identity theft protection? Think again.

Identity theft is consistently the number one complaint to the Federal Trade Commission each year. Numerous data breach incidents affecting millions of records, are putting consumers at great risk of identity theft. It can happen to anyone—regardless of your age and income, where you live, or how careful you are. Restoring your identity on your own can be time-consuming and stressful. After a while, some people simply give up, leaving them to contend with the aftermath of identity theft for years to come, including fraudulent bills, collections activity, damaged credit and even criminal records.

Align Credit Union is looking out for you! We are pleased to provide identity theft detection and recovery services for our Align Checking account holders with one of the following packages, Connect, Connect Plus, or Connect Premier at no cost to you. We have partnered with one of the nation’s most trusted names in identity theft protection to provide you with access to a comprehensive suite of services to address fraud caused by identity theft if it happens to you or your family member. These services include:

Fully Managed Identity Fraud Research, Remediation and Recovery

A professional, certified, and licensed Recovery Advocate will work on your behalf with the goal of restoring your identity to pre-event status, for any type of identity fraud you might experience, or even suspect. This service extends to cover you and up to three generations of your family members! Click here for complete Terms and Conditions.

Lost Document Replacement

This service provides personalized one-on-one assistance to replace identity credential documents that have been lost, stolen or destroyed in connection with your identity fraud event.

Identity Theft Expense Reimbursement Insurance

You may receive reimbursement for out of pocket expenses incurred during the identity recovery process up to a maximum of $25,000, including reimbursement for lost wages, attorney’s fees, and other expenses. Click here for Evidence of Coverage.

Entitlement to Credit Monitoring

If you decide to activate this service you will receive alerts of changes to your credit file that could signal identity theft. We can even send the alerts to you in a text message for ease of use and rapid communication. The entitlement is applicable to individuals age 18 and older who have a valid credit file. Note: You must follow an easy activation process in order to receive the benefits of credit monitoring. If you are an Align Checking accountholder, and you want to learn more about how to activate your no-cost credit monitoring click here and click on the red “Get Started” button. Next, enter your unique certificate code, complete your profile, and answer the identity authentication questions to activate this service. If you do not know your code, please call 800-942-9575.

Open an Align Checking account today! Learn more about our Connect, Connect Plus, or Connect Premier account benefits and to apply online. Looking for more protection against identity theft?
All Align Credit Union members may purchase an identity fraud protection package which includes services that may warn of possible identity theft. All packages include Fully Managed Recovery and Lost Document Replacement, plus other identity fraud detection and recovery benefits. Click here to see package options and to subscribe.