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Today's Rates

Annual Percentage Rate as low as:
30 Year Fixed 3.41% Apply
5 Year ARM 3.25% Apply
New/Used Auto Purchase1.75%Apply
Annual Percentage Yield as high as:
Variable IRA0.40%Apply
Money Market0.50%Apply
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Annual Percentage Rate as low as:
30 Year Fixed 3.41% Apply
15 Year Fixed 2.79% Apply
5 Year ARM 3.25% Apply
30 Year Fixed
Mass Housing
(first-time homebuyer)
3.79% Apply
Annual Percentage Rate as low as:
New/Used Auto Purchase1.75%Apply
New/Used Auto Refinance1.75%Apply
New RV8.25%Apply
Used RV8.50%Apply
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Auto Loans

Auto Loans

We've got you covered, whether you're looking to buy, finance, refinance, or insure. Kickstart the car buying process with our convenient AutoSMART or Auto Advisor services.

Simply need financing? Your rate could be as low as 1.75% APR*! We offer various terms and rate discount advantages.

Also, all Align Members receive discounted insurance rates through the Insurance Center of New England. Learn more today.


Offering a variety of rates and terms to fit your financial needs. Get Pre-Qualified NOW!
  • Terms up to 5 years with extended terms available for both new purchases and refinances
  • No pre-payment penalties
  • FREE online access to make your payments
  • .25% rate discount with electronic payment from an Align Checking Account, or with direct deposit into an Align Account
  • An additional .25% rate discount if your Loan to Value Ratio is less than 70%

Auto Advisor

Car buying concierge service
  • Hassle-free car buying process
  • Experts help you get the best deal on your next vehicle
  • Assistance with negotiating purchase price, trade in value, dealer add-ons, and hidden costs
  • Advice about after-market costs and extended warranties
  • Discuss finance vs. lease options

To make an appointment with the Auto Advisors, please contact us at 800-942-9575 or email

Better Than A Lease Program

Better Than A Lease Program is a smart choice for new and pre-owned vehicle financing! How would you like a low payment vehicle loan program that combines the best features of conventional financing along with the benefits of leasing? Sound too good to be true? Well, Align has the vehicle financing answer for you... the Better Than A Lease Program!

The Better Than A Lease Program gives you the best of both worlds. Like a lease, this loan will offer payments considerably lower than conventional financing, yet unlike leasing, you own the vehicle and have all of the flexibility and benefits that come with vehicle ownership! All new and up to five-year old cars, vans, and light trucks qualify for the Better Than A Lease Program. All vehicles can be financed for up to 72 months! Other benefits of this program include:
  • No Capitalization Fees
  • No Application Fee
  • No Security Deposit
  • No Up Front First or Last Payment
  • Option to Sell, Trade, Finance Vehicle Anytime or Return Vehicle at Loan Maturity and simply "Walk-away''.
  • No Early Payoff Penalty
  • 100% Financing with no money down.
  • Mileage Options of 12,000, 15,000 and 18,000* Per Year Available
Want to find out how low your payment could be? Use the CarBuilder calculator, where you can build your car from the comfort of your own home. For more information about the Better Than A Lease Program, call us at 800-942-9575 or visit one of our branches today!


Whether it's your first or 10th time around the block, we have options to help you through the car buying process.
  • Research and compare vehicle models and types
  • Find new and used autos from dealerships near you
  • Apply for credit union financing directly through one convenient site.
  • On the go? Download our AutoSMART app, available on iTunes® or Google Play™.

Start searching today!


Lining up the right coverage.
  • Comprehensive auto insurance through the Insurance Center of New England
  • Member discounts
  • Interest-free payment plans
  • Dedicated representatives to handle all your needs by phone, email, or in person at your local Align branch

To get an insurance quote or review your current policy, please contact us at 800-942-9575.

Additional Protection

Making sure you're fully protected.
  • Additional GAP Protection offered to supplement your primary insurance in the event that your vehicle is stolen or damaged
  • Debt Protection available for your auto loan and other products

For more information, please contact us at 800-942-9575 or email

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