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Today's Rates

Annual Percentage Rate as low as:
30 Year Fixed 3.54% Apply
5 Year ARM 3.25% Apply
New/Used Auto Purchase1.75%Apply
Annual Percentage Yield as high as:
Variable IRA0.40%Apply
Money Market0.50%Apply
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Annual Percentage Rate as low as:
30 Year Fixed 3.54% Apply
15 Year Fixed 3.04% Apply
5 Year ARM 3.25% Apply
30 Year Fixed
Mass Housing
(first-time homebuyer)
3.41% Apply
Annual Percentage Rate as low as:
New/Used Auto Purchase1.75%Apply
New/Used Auto Refinance1.75%Apply
New RV8.25%Apply
Used RV8.50%Apply
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Auto Loans

Auto Loans

We've got you covered, whether you're looking to buy, finance, refinance, or insure. Kickstart the car buying process with our convenient AutoSMART or Auto Advisor services.

Simply need financing? Your rate could be as low as 1.75% APR*! We offer various terms and rate discount advantages.

Also, all Align Members receive discounted insurance rates through the Insurance Center of New England. Learn more today.


Offering a variety of rates and terms to fit your financial needs. Get Pre-Qualified NOW!
  • Terms up to 5 years with extended terms available for both new purchases and refinances
  • No pre-payment penalties
  • FREE online access to make your payments
  • .25% rate discount with electronic payment from an Align Checking Account, or with direct deposit into an Align Account
  • An additional .25% rate discount if your Loan to Value Ratio is less than 70%

Auto Advisor

Car buying concierge service
  • Hassle-free car buying process
  • Experts help you get the best deal on your next vehicle
  • Assistance with negotiating purchase price, trade in value, dealer add-ons, and hidden costs
  • Advice about after-market costs and extended warranties
  • Discuss finance vs. lease options

To make an appointment with the Auto Advisors, please contact us at 800-942-9575 or email

More-for-Less Auto Loan Program

Align’s More-For-Less Auto Loan lets you own the new or used car that you really want with a monthly payment you can afford. And at the end of the loan, you’ll have plenty of options. You can keep the car and pay off or refi nance the balance, sell or trade in the car and pay off the balance, or even return it and simply walk away.*

  • Flexible loan terms from 2 to 6 years
  • No money down and no hidden costs
  • No prepayment penalty
  • Mileage plans to fit your driving habits
Want to find out how low your payment could be? Use the CarBuilder calculator, where you can build your car from the comfort of your own home. For more information about the More for Less loan, call us at 800-942-9575 or visit one of our branches today!

*The conventional loan and Align’s More-For-Less Auto Loan comparison are for illustrative purposes only. Actual amounts may vary depending on variables such as collateral. Conventional auto loan based on a loan amount of $19,305 with a rate of 2.25% Annual Percentage Rate (APR) with a monthly payment of $340 for 60 months. Align’s More-For-Less Auto Loan based on a loan amount of $19,305 and a 3.50% APR with a monthly payment of $252 for 60 months with a Guaranteed Future Value of $6,716. The rate may vary depending on individual creditworthiness and year of auto.


Whether it's your first or 10th time around the block, we have options to help you through the car buying process.
  • Research and compare vehicle models and types
  • Find new and used autos from dealerships near you
  • Apply for credit union financing directly through one convenient site.
  • On the go? Download our AutoSMART app, available on iTunes® or Google Play™.

Start searching today!


Lining up the right coverage.
  • Comprehensive auto insurance through the Insurance Center of New England
  • Member discounts
  • Interest-free payment plans
  • Dedicated representatives to handle all your needs by phone, email, or in person at your local Align branch

To get an insurance quote or review your current policy, please contact us at 800-942-9575.

Additional Protection

Making sure you're fully protected.
  • Additional GAP Protection offered to supplement your primary insurance in the event that your vehicle is stolen or damaged
  • Debt Protection available for your auto loan and other products

For more information, please contact us at 800-942-9575 or email

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