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Today's Rates

Annual Percentage Rate as low as:
30 Year Fixed 4.681% Apply
5 Year ARM 4.793% Apply
New/Used Auto Purchase3.50%Apply
Annual Percentage Yield as high as:
Variable IRA0.45%Apply
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Annual Percentage Rate as low as:
30 Year Fixed 4.681% Apply
15 Year Fixed 4.222% Apply
5 Year ARM 4.793% Apply
30 Year Fixed
Mass Housing
(first-time homebuyer)
4.342% Apply
Annual Percentage Rate as low as:
New/Used Auto Purchase3.50%Apply
New/Used Auto Refinance3.50%Apply
New RV8.25%Apply
Used RV8.50%Apply
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Credit Cards

Get Align’s VISA® Platinum Rewards Credit Card today and you’ll help us support the MA Coalition for the Homeless’ A Bed for Every child program. To learn more about this worthwhile initiative, click here.

Align's Visa® Platinum Rewards Credit Card is simply incredible and offers unparalleled benefits and choices! Our Visa Credit Card comes with these exclusive benefits:

Apply OnlineView Disclosures

Credit Card Features APR**
Visa Rewards Platinum

  • Open line of credit up to $15,000
  • Personal Identity Theft Coverage
  • Auto Rental Collison Damage Waiver and Travel Insurance
  • Year End Summary of Usage
  • Extended Warranty Manager
  • EMV chip for travel security
  • Earn CURewards points with every purchase
10.25% to 15.25%

*Message and data rates may apply.**Variable APR based on your creditworthiness. Cardholders are responsible for reporting any suspicious or fraudulent activity to their credit union.

**Rates as low as 10.25% Variable APR based on your credit worthiness. APR effective as 11/15/2018. Other fees may include: Cash Advance fee of 2% of the cash advance or $5.00 minimum. $90 maximum; Foreign Transaction Fee of 1% of transaction in U.S. Dollars; Returned Payment Fee of us to $20; Late Payment Fee of 10% of the outstanding balance of maximum of $10.
***Must be enrolled in Online Banking. Data usage fees from your phone provider may apply. Airtime, roaming and minutes of use may be billed by your mobile provider.