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Today's Rates

Annual Percentage Rate as low as:
30 Year Fixed 3.68% Apply
5 Year ARM 2.97% Apply
New/Used Auto Purchase1.75%Apply
Annual Percentage Yield as high as:
Variable IRA0.40%Apply
Money Market0.50%Apply
View All Rates
Annual Percentage Rate as low as:
30 Year Fixed 3.68% Apply
15 Year Fixed 2.97% Apply
5 Year ARM 2.97% Apply
30 Year Fixed
Mass Housing
(first-time homebuyer)
3.81% Apply
Annual Percentage Rate as low as:
New/Used Auto Purchase1.75%Apply
New/Used Auto Refinance2.25%Apply
New RV8.25%Apply
Used RV8.50%Apply
View All Rates

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Credit Cards

Credit Cards

Align's Visa® Credit Cards are simply incredible and offer unparalleled benefits and choices!

Visa Signature Card

Added benefits with travel security and cash back rewards. Receive a low introductory APR as low as 1.99%.
  • CURewards – earn points with every purchase you make... now redeemable for cash back rewards!
  • New account-spend $3000 in the first 90 days and earn 6000 points
  • Available for credit scores of 700 and over
  • Open line of credit up to $15,000
  • No annual fee
  • No hidden charges
  • EMV chip for travel security
  • Travel Accident Insurance up to $100,000
  • VISA concierge services for travel & entertainment
  • Personal Identity Theft Coverage
  • Year End Summary of Usage
  • Extended Warranty Manager
  • Auto Rental Collision Damage Waiver
  • Roadside dispatch
  • Signature perks on events & special discounts
  • Cell phone replacement up to $250
  • Verified By Visa® Purchase Protection
  • Online access for payments and history through Online Banking
  • Free eStatements
  • No balance transfer fee

Visa Platinum Rewards

Flexible, easy, rewarding
Receive a low introductory APR as low as 4.50%.
  • CURewards – earn points with every purchase you make... redeemable for travel, merchandise and more!
  • Open line of credit up to $15,000
  • No annual fee
  • No hidden charges
  • Personal Identity Theft Coverage
  • Year End Summary of Usage
  • Extended Warranty Manager
  • Auto Rental Collision Damage Waiver
  • Verified By Visa® Purchase Protection
  • Online access for payments and history through Online Banking
  • Free eStatements
  • No balance transfer fee

Visa Platinum

Flexible, easy, rewardingReceive a low introductory APR as low as 4.50%.
  • Low APR (1% lower than Visa® Platinum Rewards)
  • Credit line up to $15,000
  • No annual fee
  • No hidden charges
  • Auto Rental Collision Damage Waiver
  • Travel Insurance
  • Online access for payments and history through Online Banking
  • Free eStatements

Google Wallet™

Looking for an easier way to pay? Download Google Wallet™ to your smartphone and upload your Align crebit card. Shop wherever Google Wallet is accepted and make purchases without even swiping your card. Google Wallet also allows you to link store loyalty and gfit cards, so you never have to worry about missing out on savings. Google Wallet is availabale in iTunes® and Google Play™ stores.

Debt Protection

For life's unexpected turns, learn about Align's Debt Protection options.

Apply Online Download Application View Disclosures View an eBrochure

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