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Today's Rates

Annual Percentage Rate as low as:
30 Year Fixed 4.04% Apply
5 Year ARM 3.25% Apply
New/Used Auto Purchase2.25%Apply
Annual Percentage Yield as high as:
Variable IRA0.40%Apply
Money Market0.50%Apply
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Annual Percentage Rate as low as:

30 Year Fixed 4.04% Apply
15 Year Fixed 3.41% Apply
5 Year ARM 3.25% Apply
30 Year Fixed
Mass Housing
(first-time homebuyer)
4.17% Apply
Annual Percentage Rate as low as:
New/Used Auto Purchase2.25%Apply
New/Used Auto Refinance2.25%Apply
New RV8.25%Apply
Used RV8.50%Apply
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CURewards

Credit Cards

Align's Visa® Credit Cards are simply incredible and offer unparalleled benefits and choices! All of our Visa Credit Cards come with these exclusive benefits:

  • No annual fee and no hidden charges
  • Mobile Wallet Solutions - including Apple™ Pay, Android® Pay and Samsung® Pay
  • Optional Debt Protection
  • Credit Card Alerts- including email and text alerts, fraud detection, and payment reminders
  • Online Access with eStatements

Apply OnlineView Disclosures

Credit Card Features APR**
Visa Signature

  • New account-spend $3000 in the first 90 days to earn 6000 points
  • Available for credit scores of 700 and over
  • Open line of credit up to $15,000
  • EMV chip for travel security
  • Travel Accident Insurance up to $100,000
  • VISA concierge services for travel & entertainment
  • Personal Identity Theft Coverage
  • Year End Summary of Usage
  • Extended Warranty Manager
  • Earn CURewards points with every purchase
  • Roadside dispatch
  • Signature perks on events & special discounts
  • Cell phone replacement up to $250
11.00% to 12.00%
Visa Rewards Platinum

  • Open line of credit up to $15,000
  • Personal Identity Theft Coverage
  • Auto Rental Collison Damage Waiver and Travel Insurance
  • Year End Summary of Usage
  • Extended Warranty Manager
  • EMV chip for travel security
  • Earn CURewards points with every purchase
8.75% to 13.75%
Visa Platinum

  • Open Credit line up to $15,000
  • EMV chip for travel security
  • Auto Rental Collison Damage Waiver and Travel Insurance
7.75% to 12.75%

*Message and data rates may apply.**Variable APR based on your creditworthiness. Cardholders are responsible for reporting any suspicious or fraudulent activity to their credit union.

**Rates as low as 9.00% Variable APR based on your credit worthiness. APR effective as 5/17/2017. Other fees may include: Cash Advance fee of 2% of the cash advance or $5.00 minimum. $90 maximum; Foreign Transaction Fee of 1% of transaction in U.S. Dollars; Returned Payment Fee of us to $20; Late Payment Fee of 10% of the outstanding balance of maximum of $10.