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Today's Rates

Annual Percentage Rate as low as:
30 Year Fixed 4.681% Apply
5 Year ARM 4.793% Apply
New/Used Auto Purchase3.50%Apply
Annual Percentage Yield as high as:
Variable IRA0.45%Apply
View All Rates
Annual Percentage Rate as low as:
30 Year Fixed 4.681% Apply
15 Year Fixed 4.222% Apply
5 Year ARM 4.793% Apply
30 Year Fixed
Mass Housing
(first-time homebuyer)
4.342% Apply
Annual Percentage Rate as low as:
New/Used Auto Purchase3.50%Apply
New/Used Auto Refinance3.50%Apply
New RV8.25%Apply
Used RV8.50%Apply
View All RatesView All Rates


Debit Cards

Debit Cards

Instant access to your funds is at your fingertips. Get cash, make deposits and manage your account day or night. Or use your debit card the same way you would cash…all while earning rewards.
  • Withdraw cash or make deposits at 27,000 conveniently located surcharge FREE ATMs
  • Make purchases in person, by phone or online... anywhere the Visa® Debit Card is accepted
  • Protection from unauthorized usage through Verified by Visa®
  • No monthly maintenance fees


Debit Alerts®

Debit Alerts to give you an added layer of security by notifying you when your Align Debit Card is used for purchases and transactions. Signing up for these FREE* alerts is fast, easy, and can help you stay informed about account activity. You can receive a customized transaction alert via text message or email for:
  • Purchases made over a selected amount
  • International purchases
  • Online purchases
  • Declined transactions
Debit Card alerts can help you quickly detect and help stop fraudulent use of your debit card. Sign up for FREE Debit Card alerts today and monitor your selected transactions for fraud from wherever you go.

Activate Your Alerts Today

Login to your Online Banking account to register for Debit Alerts. Register for Online Banking today.

*Data or text message fees may apply from your wireless carrier. You will need to activate alerts on your card anytime your card number changes including card renewals.


Shouldn't banking be a rewarding experience? We think so. With Align's CURewards, automatically earn points on every purchase you make. Gas, groceries, a new tablet, anything you buy with your Align Visa® Debit Card. Every point you earn translates into rewards…travel, electronics and more! Learn more.

Google Wallet™

Looking for an easier way to pay? Download Google Wallet™ to your smartphone and upload your Align Visa® debit card. Shop wherever Google Wallet is accepted and make purchases without even swiping your card. Google Wallet also allows you to link store loyalty and gift cards, so you never have to worry about missing out on savings. Google Wallet is available in iTunes® and Google Play™ stores.

Samsung® Pay

Use Samsung® Pay with your Align Visa® Card for a safe and simple way to make mobile payments virtually anywhere you can swipe your Visa® card.
How it works:

  • Download the latest Samsung Pay app on your compatible Samsung device.
  • Add your Align Credit or Debit Card by taking a picture with your camera.
  • Enter all necessary information and review terms and conditions.
  • Select a method to authenticate your identity and your card will be verified by the credit union.  Start using Samsung Pay!

Built-In Security

Samsung Pay transactions use a digital identifier instead of your card number so your card details are never shared. Fingerprint or PIN authorization means you control when each payment is made. See a full list of Samsung pay merchants at

*Samsung®, Samsung Pay®, Samsung Galaxy S6®, Samsung Galaxy S6 edge®, Samsung Galaxy S6 edge+®, and Samsung Galaxy Note® 5 are registered trademarks of Samsung Electronics Co., Ltd. **Message and data rates may apply.

Apple Pay™

Apple Pay™ is an easy, secure and private way to make purchases with your card at any participating merchant's contactless reader or with a single touch within shopping apps.

  • Pay with your iPhone® X, or Apple Watch, iPad Air™ 2, iPad Mini™ 4
  • Your name, card number and security code stay private
  • The retailer receives only a transaction-specific code to process your payment Visa’s Zero Liability* policy protects you from unauthorized purchases.

Protect Your Account

If your mobile device is ever lost or stolen, you can use the "Find My iPhone" feature to quickly set your device in "Lost Mode," disabling purchasing ability and the ability to get into the phone without a PIN entry. Or, you can wipe all information from your iPhone. You can also contact our Member Care Center at 800-942-9575 for assistance.

*Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc. 1. Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. For more information, visit

Google Pay™

Google Pay™ is the fast, simple way to pay with Google. It brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay. Transactions are secure because your card number isn't stored on your phone or given to the merchant with your payment. Google Pay uses a virtual account number to represent your account information that provides extra security. To add your Align debit or credit cards to Google Pay:
  • Download the Google Pay app and open it.
  • Sign in with your Google Account
  • Take a photo of your card.
  • Your Card will be verified by Align
You’re ready to start using your Align Card with Google Pay! Use Google Pay at any merchant with a contactless-enabled terminal. For a list of merchants, click here.

Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC.
*Message and data rates may apply.