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Annual Percentage Rate as low as:
30 Year Fixed 4.04% Apply
5 Year ARM 3.25% Apply
New/Used Auto Purchase2.25%Apply
Annual Percentage Yield as high as:
Variable IRA0.40%Apply
Money Market0.60%Apply
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Annual Percentage Rate as low as:
30 Year Fixed 4.04% Apply
15 Year Fixed 3.54% Apply
5 Year ARM 3.25% Apply
30 Year Fixed
Mass Housing
(first-time homebuyer)
4.34% Apply
Annual Percentage Rate as low as:
New/Used Auto Purchase2.25%Apply
New/Used Auto Refinance2.25%Apply
New RV8.25%Apply
Used RV8.50%Apply
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Debt Protection

Debt Protection

Big or small, a loan can be a helpful tool to connect you with the resources you need. But, it is also a significant financial commitment. Because life is unpredictable, Align offers two different types of products to protect you and your family.

Debt Protection*

What it Covers: Auto Loans, Credit Cards, Unsecured Overdraft Lines of Credit

No matter how carefully you plan, you never know when life may take an unexpected turn. This voluntary loan payment protection product can guard against potential delinquency, default or foreclosure in situations of covered disability, loss of life or involuntary unemployment.

Guaranteed Asset Protection (GAP)**

What it Covers: Auto Loans

Most cars depreciate by thousands of dollars as soon as you drive off the lot. If your vehicle is stolen, accidentally damaged beyond repair or declared a total loss, you are still liable to pay the difference. GAP is available on all Align auto loans and helps cancel the difference between what your primary insurance will pay and what you owe.

Getting Started

Contact our Loan Department at 800-942-9575 to learn more about our Debt Protection options and what makes sense for you. Need more information? View an eBrochure.

*Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection.
**Your purchase of MEMBER'S CHOICE™ Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of GAP. If you choose GAP, adding the product fee to your loan amount will increase the cost of GAP.
(DPGAP-0913-85E6)