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Today's Rates

Annual Percentage Rate as low as:
30 Year Fixed 4.681% Apply
5 Year ARM 4.793% Apply
New/Used Auto Purchase3.50%Apply
Annual Percentage Yield as high as:
Variable IRA0.45%Apply
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Annual Percentage Rate as low as:
30 Year Fixed 4.681% Apply
15 Year Fixed 4.222% Apply
5 Year ARM 4.793% Apply
30 Year Fixed
Mass Housing
(first-time homebuyer)
4.342% Apply
Annual Percentage Rate as low as:
New/Used Auto Purchase3.50%Apply
New/Used Auto Refinance3.50%Apply
New RV8.25%Apply
Used RV8.50%Apply
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Mass Save

Mass Save® HEAT Loan Program

Align is partnering with the Mass Save® Residential HEAT Loan Program to offer No-interest loans, available for home energy efficiency improvements. As a participating lender, we offer these no-interest loans on qualifying improvements, including:

  • Mass Save® Recommended Attic, Wall and Basement Insulation
  • Heating systems
  • Domestic Hot Water and Solar Hot Water Heaters
  • Central Air Conditioning and Heat Pumps
  • ENERGY STAR Qualified Replacement Windows
  • Energy-Efficient Thermostats
In order to qualify (subject to credit approval) you must:
  • Own a one-to-four family residence
  • Obtain a Mass Save® Home Energy Assessment by calling 866-527-7283
  • Install qualified energy efficiency upgrades recommended by a Mass Save® energy specialist.

Please visit the Mass Save website for more information.

HEAT Loans are available to customers of Cape Light Compact, Eversource, National Grid, Unitil Electric, and municipal electric customers served by Columbia Gas of Massachusetts or Liberty Utilities.

Customers must meet program eligibility requirements to participate. Eligibility for the HEAT Loan Program is based on completing a Home Energy Assessment and pre-approval. Some restrictions apply and offers are subject to change or cancellation. Financing is subject to credit approval. Additional terms and conditions apply. Visit or call 1-866-527-SAVE (7283) for details and to learn more about the program.