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Today's Rates

Annual Percentage Rate as low as:
30 Year Fixed 4.17% Apply
5 Year ARM 3.25% Apply
New/Used Auto Purchase1.75%Apply
Annual Percentage Yield as high as:
Variable IRA0.40%Apply
Money Market0.50%Apply
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Annual Percentage Rate as low as:

30 Year Fixed 4.17% Apply
15 Year Fixed 3.54% Apply
5 Year ARM 3.25% Apply
30 Year Fixed
Mass Housing
(first-time homebuyer)
4.17% Apply
Annual Percentage Rate as low as:
New/Used Auto Purchase1.75%Apply
New/Used Auto Refinance1.75%Apply
New RV8.25%Apply
Used RV8.50%Apply
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Personal Loans

Personal Loans

There always comes a time when we could use a little extra cash. Maybe you want to take that dream vacation, you’re getting married, or you just need a new computer. Because everyone's expenses are different, our loans are too.

Our traditional personal loans allow you to borrow up to $ 15,000 with a variety of repayment options and a seamless approval process. We also offer specialized products to fit your financial needs.

Secured Loans

Savings Secured
  • Borrow up to 90% of available balance in an Align Savings Account
  • Available up to $100,000
  • Interest Rate is 3% above Divident Rate

CD Secured

  • Borrow up to 90% of available balance on Certificate of Deposit
  • Interest Rate is 3% above CD Rate
During business hours, call our Member Care Center at 800-942-9575 to connect with our personal lending experts. After hours, contact our 24/7 Loan Center at 866-631-3177 and get a decision in minutes..

Overdraft Line of Credit

We could all use a little extra piece of mind. Add an Overdraft Line of Credit to your checking for extra protection for life's "what ifs." Funds will automatically transfer to your checking account to cover a check. Your cost? Just the interest on the amount you use. No bounced check fees. No monthly fees of any kind. Contact Align to learn about all of our overdraft protection options.

During business hours, call our Member Care Center at 800-942-9575 to connect with our personal lending experts. After hours, contact our 24/7 Loan Center at 866-631-3177 and get a decision in minutes.

Credit Builder

Are you looking to build or repair your credit? With our Credit Builder product, the proceeds of the loan will be deposited to a CD to be used as collateral. When the loan is paid in full, the CD is available to withdraw the funds. Amounts range from $ 500-$ 2,500.

During business hours, call our Member Care Center at 800-942-9575 to connect with our personal lending experts. After hours, contact our 24/7 Loan Center at 866-631-3177 and get a decision in minutes.

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