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Annual Percentage Rate as low as:
30 Year Fixed 4.04% Apply
5 Year ARM 3.25% Apply
New/Used Auto Purchase2.25%Apply
Annual Percentage Yield as high as:
Variable IRA0.40%Apply
Money Market0.60%Apply
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Annual Percentage Rate as low as:

30 Year Fixed 4.04% Apply
15 Year Fixed 3.42% Apply
5 Year ARM 3.25% Apply
30 Year Fixed
Mass Housing
(first-time homebuyer)
4.17% Apply
Annual Percentage Rate as low as:
New/Used Auto Purchase2.25%Apply
New/Used Auto Refinance2.25%Apply
New RV8.25%Apply
Used RV8.50%Apply
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Student Choice Loans

Student Loan Refinance Program

Take control of your student loans with a Student Choice Refinance Loan from Align Credit Union! You'll be able to refinance and consolidate your private and federal student loans into one manageable loan, setting up one convenient payment, and potentially lowering your rate. Featuring a competitive interest rate and zero origination fees, our refinance loan can help you simplify your life while amplifying your funds.

What You Need to Know Before You Borrow

  • Refinance your private or federal student loans, including PLUS loans, up to $100,000*
  • Receive a 0.25% rate discount for automatic electronic payment

*IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. See disclosures for details.

Who's eligible?
College graduates** who are:

  • U.S. citizens or permanent residents who have graduated from an approved public or private not-for-profit school
  • In repayment or grace on one or more outstanding private or federal student loans
  • Able to pass a credit check (A cosigner may be necessary in order for you to meet credit criteria, and may also help you qualify for a lower rate)
  • Eligible for credit union membership 

Contact our Student Lending call center by calling 866-237-8801.

**Borrower or the coborrower must have 2 years proof of employment.

Apply Online Today

Check out our
money management tool
for students!

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