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Today's Rates

Annual Percentage Rate as low as:
30 Year Fixed 4.04% Apply
5 Year ARM 3.25% Apply
New/Used Auto Purchase2.25%Apply
Annual Percentage Yield as high as:
Variable IRA0.40%Apply
Money Market0.60%Apply
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Annual Percentage Rate as low as:

30 Year Fixed 4.04% Apply
15 Year Fixed 3.54% Apply
5 Year ARM 3.25% Apply
30 Year Fixed
Mass Housing
(first-time homebuyer)
4.34% Apply
Annual Percentage Rate as low as:
New/Used Auto Purchase2.25%Apply
New/Used Auto Refinance2.25%Apply
New RV8.25%Apply
Used RV8.50%Apply
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CURewards

At Align, we’re focused on helping our community and helping our Members make smart financial decisions. Please join us this November in celebrating our new branch at 211G Lowell Street in Wilmington, next to Lucci’s Supermarket!

FREE Shred Day- November 4th 9am to Noon

Align works hard to keep your identity and information safe with My Virtual Strongbox™ eDocument storage and free identity theft protection with every Align Checking Account. And at our Shred Day, you can have your sensitive documents shredded for FREE.

Read more about Virtual Strongbox Document Storage. Get more information about ID Theft Protection.

Win Car Payments for a Year - All November

Love your car but not your car payment? Align can help with auto loan rates as low as 2.15% APR*. Plus, one lucky winner will win $3,000 that can be put towards car payments for a year! Just stop by our Wilmington branch by November 30 to enter.**

View official rules.

*Rate effective as of 11/1/17. Rate varies depending on each individual’s credit experience.

HELOC SPECIAL- Throughout November

2.99% APR for 12 months, then 4.25%APR variable†

Take advantage of the equity in your home. Renovate your home, consolidate debt, pay for an education or even a wedding. You can do it all with a Home Equity Line of Credit. Close on your HELOC by November 30 and get an Align $100 VISA® Prepaid Card with our thanks!

†2.99% APR for the first 12 months, then Prime Rate as published in the Wall Street Journal, subject to increase. Maximum APR 18.00%. Minimum APR 3.00%. Prime Rate as of 6/15/17 is 4.25%. Rates subject to change at any time. Property Insurance is required. Consult your tax advisor about interest deductibility.

Limit one $100 VISA® Prepaid Card per HELOC closed. Gift to be delivered within 30 days of loan closing.

CD Special 15 month CD at 1.15% APY - All Month

Saving money is smart. Saving at Align is even smarter. Come to our Wilmington branch and get a 15 month CD at 1.15% APY today.††

Open your account online today!

††Annual Percentage Yield (APY) effective as of 11/1/2017. Penalty for early withdrawal. Minimum balance of $500.