Align Credit Union Membership Expansion:

THE COMMONWEALTH OF MASSACHUSETTS
Division of Banks
ALIGN CREDIT UNION, Lowell, Massachusetts has petitioned the Commissioner of Banks for permission to amend its by-laws pursuant to Massachusetts General Laws chapter 171, section 10 to expand the associations which qualify persons for membership. The amendment proposes to expand membership eligibility to include those who live, work, or attend school within the following Massachusetts municipalities: Ashburnham, Auburn, Fitchburg, Gardner, Holden, Hubbardston, Leicester, Leominster, Lunenburg, Millbury, Oxford, Paxton, Princeton, Sterling, Sutton, Templeton, West Boylston, Westminster, Winchendon, and Worcester. Any objections or comments relative to this proposal must be communicated in writing to the Commissioner of Banks, One Federal Street, Suite 710, Boston, Massachusetts 02110 or via electronic mail to dob.comments@mass.gov no later than July 24, 2026. A public hearing may be held if the response is considered significant or circumstances warrant such a hearing, as determined by the Commissioner. The petitioner's application and all communications relative to this application are available from the Division by request at dob.rao@mass.gov.
MARY L. GALLAGHER
Commissioner of Banks

Independence Day Closure:

All Align branches will be CLOSED on Friday, July 3rd, 2026, and Saturday, July 4, 2026, in observance of Independence Day.

Transactions can be made during this time by accessing your account through online, mobile* and telephone banking.  We appreciate your understanding and apologize for any inconvenience this may cause. * Message and data charges may apply.

Electronic Statement Access Alert:

Some members may experience limited access to their electronic statements. This is a temporary issue, and our team is actively working to resolve it. At this time: Only accounts associated with your surviving member number may appear on your statement. If your member number was previously changed, you may only see statements generated after that change. We apologize for any inconvenience and appreciate your patience as we work to resolve this issue.

Business Checking

Align’s Business Checking accounts provide the ultimate in convenience, ease, and value. We know that running a business isn’t always 9-5 which is why we offer an entire suite of eServices to give you access to your accounts 24/7. With tools, services, and features designed to meet the needs of your business, the Align Business Checking account makes it easy to bank on your terms and earn interest.

Your free Align Business VISA® Debit Card comes with plenty of features as well, including protection from unauthorized usage through Verified by Visa® and access to discounts through VISA® SavingsEdge. We’re in the business of helping yours so let us help you take care of your finances so you can grow your business. To get started, just visit the Align branch closest to you to open your Business Checking Account today.

Business Checking Options

Commercial Checking

  • Minimum balance of $1,000*
  • Earns interest
  • FREE access to your account via Online & Mobile Banking***
  • Unlimited transactions per month
  • Overdraft Line of Credit available (subject to credit approval)
  • Business VISA® Debit Card
Contact Us

Business NOW Checking

  • Minimum balance of $100**
  • Account does not earn interest
  • FREE standard checks
  • FREE access to your account via Online & Mobile Banking***
  • Unlimited transactions per month
  • Business VISA® Debit Card
Contact Us

Business VISA Debit Card

  • Nationwide access to thousands of ATMs in the CO-OP and Money Pass networks
  • EMV Chip for additional security
  • Protection from unauthorized usage through Verified by VISA®
  • Discounts through VISA® SavingsEdge****
  • Sign up for Debit Alerts
Download an Application

Disclosure:

*If account balance drops below $1,000, you will be charged a fee of $10 per month and $.20 per check processed.

**If account balance drops below $100, you will be charged a fee of $2 per month and $.20 per check processed.

***Message & data rates may apply.

****Visa SavingsEdge is an automated discount program offered by Visa U.S.A. Inc. to eligible businesses and their authorized cardholders that hold an eligible Visa Business card and whose enrollment in the program is accepted to Visa. Each cardholder uses an enrolled Visa Business card for qualifying purchases of goods or services pursuant to an active discount offered by the merchant and that transaction is processed or submitted through the Visa payment system. Visa may modify, restrict, limit, or change the program in any way and at any time. Visa reserves the right at any time to suspend or cancel the program. Visa also reserves the right to suspend or cancel the cardholder's participation in the program. Enrolled cardholders will only receive discounts for qualifying purchases that are in full compliance with the terms of the applicable discount offer. Discount offers may be subject to additional terms and conditions. Discount offers may be removed from the program at any time and are subject to availability. Discount offers are also subject to any applicable law or regulation that may restrict or prohibit certain sales. Discounts will not appear on a cardholder's receipt at the point of sale. Discounts are provided in the form of credits posted to the cardholder's applicable Visa Business card account. Please visit www.visasavingsedge.com for complete details on the program, including the program terms and conditions. © 2009 Visa. All Rights Reserved.

Lending You Confidence

From starting a new business to growing your existing one, Align understands the importance that credit plays when it comes to your business needs. A loan can be critical to the success and growth of your venture.

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Convenient Access to Your Accounts

With Align's eServices, you can access your accounts anytime, anywhere, and on any device. Between online banking and our mobile apps***, you can take control of your money on your own terms.

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