Haverhill Drive Thru Notice:

The drive thru window and ATM at our Haverhill location will be closed on Monday March 16 and Tuesday March 17, 2026, due to maintenance. We apologize for any inconvenience this may cause you.

Annual Meeting Notification:

Join us for the annual meeting Tuesday, March 24th, 2026, 87 Hale Street, Lowell, MA 01851 at 5PM

Click here to find out more.

Seabrook Hours Change

Effective March 16, 2026, the Seabrook branch hours of operation will be changing as follows: 
Lobby: Monday - Friday 9AM - 1PM, Saturday 9AM - 12PM. For more information click here.

 

Certificate of Deposits

A Certificate of Deposit (CD) is a powerful savings tool to help you reach your financial goals.  CDs and IRA CDs offer higher interest rates and flexible terms, making them a safe way to earn more.  

Certificate of Deposits (CDs)

  • Low risk way to grow your savings
  • Terms available from 91 days to 5 years
  • Low minimum deposit of $500
  • Funds insured by NCUA and MSIC
  • 2 Year CD and 5 Year CD are available to open online

CD Specials

  • Limited time offer: 5 month and 8 month terms available
  • Low minimum opening deposit of $500
  • Lock in a guaranteed great rate
  • Funds insured by NCUA and MSIC

IRA CDs

  • Low minimum opening deposit of $500
  • Available for both Traditional and Roth IRAs
  • Lock in a guaranteed great rate for a fixed term
  • Funds insured by NCUA and MSIC

Starter CD (ages 5-17)

Align's Starter CD teaches kids how to build their very own nest egg.  We'll even let them make two additional deposits along the way to boost their savings.

  • Low minimum deposit of $100
  • Short 12-month term
  • A great rate
  • Funds insured by NCUA and MSIC

 

Featured Rates

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5 Month CD Special

APY as high as*
3.85
% APY*

1 Year CD

APY as high as*
3.25
% APY*

5 Year CD

APY as high as*
2.85
% APY*

Disclosure:

*APY= Annual Percentage Yield. APY effective as of 03/13/2026.

Member must maintain a minimum daily balance of $500 or more each day to obtain the disclosed annual percentage yield.  Only exception is on the starter certificate of deposits (for members ages 5-17), a minimum daily balance of $100 is required to obtain the disclosed annual percentage yield.

Rates on certificates of deposit are guaranteed for the length of the term, all other deposit rates are variable and subject to change after the account is opened. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal on Certificates of Deposit. Credit union membership is required. Members must maintain a $5 deposit relationship.

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The Benefits of Membership

Align is a community credit union. We are committed to providing the right financial tools to help you reach your financial goals and deliver a customized banking experience perfectly in sync with you.

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*Message and data rates may apply.

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