Auto Loans

Auto Loans

Whether you’re looking to buy a new or used car, or want to refinance your car loan from another lender, we can help. With great low rates, a fast and easy application process, and an exclusive discount on auto insurance, you will be planning your next road trip in no time.
Debt Protection for Life’s Curveballs

Debt Protection for Life’s Curveballs

This voluntary loan payment protection product is designed to cancel your loan payment or balance when unexpected protected losses occur, such as disability, loss of life or involuntary unemployment.
Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection (GAP)

GAP is available on all Align auto loans and helps cancel the difference between what your primary insurance will pay and what you owe if your vehicle is stolen, damaged beyond repair, or totaled.
Disclosure: 

*APR=Annual Percentage Rate.  Annual Percentage Rate may vary based on your personal credit history.  Rate posted is for a 740+ FICO Credit score and 36 months. The estimated payment would be 36 monthly installments of $30.42 per $1,000 borrowed. Rate is not available to all borrowers and loan requests are subject to Align underwriting criteria.  Not available for commercial purpose vehicles. Maximum age of vehicle is 10 years old. Other rates, terms, and conditions may apply.  Payments reflect principal and interest only.  Additional .25% rate discount if the loan to value is less than 70%. Loan to value is calculated based on loan amount and NADA or sticker price of vehicle.
 
Programs, rates, terms and conditions subject to change without notice.  All loans subject to credit approval.  Credit union membership is required.  Members must maintain a $5 deposit relationship.  Amount financed includes $60 VSI Insurance.