VISA® Platinum Rewards Credit Card
The Align VISA® Platinum Rewards Credit Card features a great rate, fantastic benefits, and no annual fee. Our card was designed with our Members in mind.
Whether you’re looking to earn rewards which you can redeem for travel, merchandise, gift cards, and more or want to transfer balances and consolidate debt to one low rate, having our credit card in your wallet is always a smart choice.
VISA® Platinum Rewards
- Introductory rate of 4.50% APR for the first 12 months
- Variable rate as low as 8.25% APR after the first 12 months*
- No annual fee or balance transfer fee*
- Credit lines up to $20,000
- EMV Chip technology for increased security
- Mobile access through Credit card mobile app
- Instantly lock a lost or misplaced card with Card Lock**
Credit Card Benefits
- CURewards program
- Personal Identity Theft Coverage
- Auto Rental Collison Damage Waiver and Travel Insurance
- Extended Warranty Manager
- Digital Wallet enabled
Explore Additional Services
*prime plus margin
Rates as low as 8.25% Variable APR based on your credit worthiness. APR effective as 08/23/2019. Other fees may include: Cash Advance fee of 2% of the cash advance or $5.00 minimum. $90 maximum; Foreign Transaction Fee of 1% of transaction in U.S. Dollars; Returned Payment Fee of up to $20; Late Payment Fee of 10% of the outstanding balance or maximum of $10.
Programs, rates, terms and conditions subject to change without notice. The rate may vary depending on each individual's credit experience. All loans subject to credit approval. Credit Union membership is required.
**When you place a lock on your credit card via Online Banking, it will prevent most types of card transactions from being processed until you take action to unlock your card. Any virtual cards linked to the locked card will also be locked. However, the lock may not stop card transactions presented as a new recurring or a previously scheduled recurring transaction by the merchant, transactions using other cards linked to your deposit account, or the posting of refunds or credit adjustments to your account. Additionally, transactions that occurred prior to locking the card will not be affected. Locking your card is not a replacement for reporting your card lost or stolen. Data connection required. Wireless carrier fees may apply.