Loans & Lines of Credit

Business Loans and Lines of Credit

From short-term projects or equipment purchases to that next big move, Align can provide the right financing and support you need in order to achieve your goals, now and in the future. All of our business loans feature flexible terms, fewer fees, and better rates. Our lines of credit can give you the purchasing power you need to meet your business objectives and we can help you choose the best financing solution. 

We understand that no two businesses are the same and our expert business lending team has the experience and knowledge to create customized solutions for your company. All lending decisions are made locally, so we can respond quickly to your request. With a full suite of products that include Small Business Administration (SBA) Loans, Term Loans, and Business Lines of Credit, we can offer you a lending solution tailored to your business’s best interests.

Business Line of Credit

  • Competitive rates and terms 
  • Amounts available from $15,000 - $250,000 
  • Secured and unsecured options available 
  • Advance only what you need  
  • Creates an easily accessible reserve for your business

Business Term Loan

  • Uses include capital expenditures, equipment purchases, and debt consolidation 
  • Funds advanced at closing
  • Flexible terms and repayment options 
  • Fixed rate for easy budgeting 
  • Secured and unsecured options available 
  • No prepayment penalties

Small Business Administration (SBA) Loan

  • Qualified Small Business Administration (SBA) Lender 
  • SBA 7(a), SBA Express, and SBA 504 Loan Programs offered 
  • Beneficial for businesses of all sizes – from start-ups to mature companies 
  • A wide range of purposes and uses
Flexible Banking with Business Checking

Flexible Banking with Business Checking

With tools, services, and features designed to meet the needs of your business, the Align Business Checking account makes it easy to bank on your terms and earn interest.
Convenient Access to Your Accounts

Convenient Access to Your Accounts

With Align’s eServices, you can access your accounts anytime, anywhere, and on any device. Between online banking and our mobile apps, you can take control of your money on your own terms.