Here's why you should choose Align Credit Union to refinance your auto loan.

Electronic Statement Access Alert:

Some members may experience limited access to their electronic statements. This is a temporary issue, and our team is actively working to resolve it. At this time: Only accounts associated with your surviving member number may appear on your statement. If your member number was previously changed, you may only see statements generated after that change. We apologize for any inconvenience and appreciate your patience as we work to resolve this issue.

Auto Refinance Loan Special

Refinance your auto loan with us and enjoy rates as low as 4.740% APR*!

Auto Refinance Loan Special

  • No Direct Deposit Required
  • No Automatic Payment Required
  • Rates as low as 4.740% APR*
  • Finance Vehicles Model Years: 2016 - 2026
    • Refinance must be on an auto loan that currently is financed with another financial institution
  • Offer Valid through September 8, 2026
Apply Now

Disclosure:

 

 

*APR=Annual Percentage Rate. APR effective 07/24/2026. APR may vary based on your personal credit history. Rate posted is for a 740+ FICO Credit score and 36 months term. The example monthly payment at 4.99% APR would be 36 months at $29.86 per $1,000 borrowed. Rate is not available to all borrowers and loan requests are subject to Align underwriting criteria. Not available for commercial purpose vehicles. Available for vehicle model years 2016-2026. Other rates, terms, and conditions may apply. Loan to value is calculated based on the loan amount and NADA. Offer applies to auto loans refinanced from another financial institution. New money only, internal refinanced loans do not qualify. Offer available for a limited time and is valid through September 8, 2026. 

Programs, rates, terms and conditions subject to change without notice. All loans subject to credit approval. Vendor Single Interest (VSI) Insurance is required. Credit union membership is required.; Members must maintain a $5 deposit relationship.

 


Additional Loan Options

Savings Secured Personal Loans

  • Borrow against your Align Savings or CD
  • Borrow up to 90% of the available balance in your account
  • Interest rate is 3% above current dividend rate
  • Shares continue to earn dividends
Apply Now

Overdraft Line of Credit

  • Attached to your Align Checking Account
  • No bounced check fees or monthly fees
  • No application fee
  • No prepayment penalties
  • Pay only on the amount you have used plus applicable interest
Apply Now

Credit Builder Loan

  • Low fixed interest rate
  • Borrow from $500 - $2,500
  • Payment history is reported to credit bureaus which will establish your credit history as you make payments
Apply Now

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