IMPORTANT MESSAGE: TO OUR MORTGAGE & HOME EQUITY APPLICANTS - Due to the extraordinarily high volume of refinance & home equity applications, it may take us longer than normal to respond to your request. Home Equity and Refinance applications may take up to 90 days to close. We are doing our best to prioritize home purchase applications to ensure we meet closing dates. We request that you allow us a minimum of 45 to 60 days from the date that we receive the property address to date of closing. It is important to let your realtors know this timeframe when preparing your offer to purchase because purchase applications may take up to 60 days. Thank you for your patience and we appreciate you considering Align Credit Union for your lending needs.