With an Align Money Market, you can earn more interest than a savings account while still having access to your funds. Plus, there are no monthly maintenance fees and you get the peace of mind that your funds are fully insured by the NCUA and MSIC.
Money Market Account
- Earn more with tiered interest rates – the higher your balance, the higher your return
- No term limits
- No fees or penalties for withdrawing funds
- Low minimum opening balance of $2500
- Minimum withdrawal amount of $250
18-65 Money Market Account
- No minimum balance*
- Earn interest with tiered interest rates- the higher the balance, the higher your return
- No fees or penalties for withdrawing funds
- Free basic checks
- Low minimum opening balance of $1
- Minimum withdrawal amount of $250
Disclosure:
*Members must open the 18-65 Savings account and must maintain a credit union membership with a $5 deposit balance. You must notify the credit union of your eligibility. Rates and Annual Percentage Yields (APYs) may be subject to change without notice and may change after account opening.
| Balance | Interest Rate | APY* | Minimum Balance to Earn APY |
|---|---|---|---|
| $0.01-$2,499.99 | 0.25% | 0.25% | $25 |
| $2,500 - $9,999.99 | 0.85% | 0.85% | $2,500 |
| $10,000 - $24,999.99 | 1.00% | 1.00% | $10,000 |
| $25,000 - $49,999.99 | 1.14% | 1.15% | $25,000 |
| $50,000 - $99,999.99 | 1.34% | 1.35% | $50,000 |
| $100,000 - $249,999.99 | 1.49% | 1.50% | $100,000 |
| $250,000 and above | 1.69% | 1.70% | $250,000 |
*APY - Annual Percentage Yield. APY Effective as of 12/03/2025. Rates and Annual Percentage Yields (APYs) may be subject to change without notice and may change after account opening. You must maintain a minimum daily balance of $25.00 in your account each day to obtain the minimum disclosed annual percentage yield. Fees could reduce earnings on the account.
