Align Credit Union Membership Expansion:

THE COMMONWEALTH OF MASSACHUSETTS
Division of Banks
ALIGN CREDIT UNION, Lowell, Massachusetts has petitioned the Commissioner of Banks for permission to amend its by-laws pursuant to Massachusetts General Laws chapter 171, section 10 to expand the associations which qualify persons for membership. The amendment proposes to expand membership eligibility to include those who live, work, or attend school within the following Massachusetts municipalities: Ashburnham, Auburn, Fitchburg, Gardner, Holden, Hubbardston, Leicester, Leominster, Lunenburg, Millbury, Oxford, Paxton, Princeton, Sterling, Sutton, Templeton, West Boylston, Westminster, Winchendon, and Worcester. Any objections or comments relative to this proposal must be communicated in writing to the Commissioner of Banks, One Federal Street, Suite 710, Boston, Massachusetts 02110 or via electronic mail to dob.comments@mass.gov no later than July 24, 2026. A public hearing may be held if the response is considered significant or circumstances warrant such a hearing, as determined by the Commissioner. The petitioner's application and all communications relative to this application are available from the Division by request at dob.rao@mass.gov.
MARY L. GALLAGHER
Commissioner of Banks

Independence Day Closure:

All Align branches will be CLOSED on Friday, July 3rd, 2026, and Saturday, July 4, 2026, in observance of Independence Day.

Transactions can be made during this time by accessing your account through online, mobile* and telephone banking.  We appreciate your understanding and apologize for any inconvenience this may cause. * Message and data charges may apply.

Electronic Statement Access Alert:

Some members may experience limited access to their electronic statements. This is a temporary issue, and our team is actively working to resolve it. At this time: Only accounts associated with your surviving member number may appear on your statement. If your member number was previously changed, you may only see statements generated after that change. We apologize for any inconvenience and appreciate your patience as we work to resolve this issue.

Mortgage Solutions for Every Need

Our Business Lending team will work with you to develop customized financing for real estate acquisitions, refinancing, or that next big move. We offer a variety of options with competitive rates, flexible terms, and fewer fees.

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Designed to Help Your Business Grow

For entrepreneurs who are just starting out or getting ready to take their business to the next level, financing is crucial. Align has partnered with the U.S. Small Business Administration (SBA) to help businesses access the funds they need to start, grow, and expend.

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A Flexible and Fast Way to Borrow

A Business Line of Credit is a great way to improve cash flow, streamline processes, or cover an unexpected expense. You'll be able to access credit when you need it to help you prepare for the changing needs of your business.

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Business Banking
Business Loans & Credit Cards

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Current Rates

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2 Year SEP IRA CD

APY as high as*
3.10
% APY*
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5 Month CD Special

APY as high as*
3.85
% APY*
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Business Money Market

APY as high as*
1.70%
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Business Tiered IRA Savings

APY as high as*
1.70%
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Business Checking

Align's Business Checking accounts make managing your finances easier. Whether you want a simple way to manage cash flow or have more complex banking needs, we will help you get the most out of every dollar.
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Lending You Confidence

From starting a new business to growing your existing one, Align understands the importance that credit plays when it comes to your business needs. A loan can be critical to the success and growth of your venture. 
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Convenient eServices

With Align's eServices, you can access your business accounts anytime, anywhere, and on any device. With online banking, mobile banking*, and alerts, you can save time and money. 
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