New Changes to IRA Accounts

The Secure Act became effective on January 1, 2020. What are the significant changes and how does the new law effect your IRA savings?

Holiday Loans

Align Members don't stress over holiday bills. Our Holiday Loan gives you access to cash to handle your holiday bills. From now until February 29th, borrow up to $2,500 for 12 months, at a special fixed rate of 6.99% APR*.

Going to School is Smarter with Align

Our Student Accounts take kids from middle school to college and beyond. Open a Membership Savings Account and we will deposit your initial $25*! With our Student Checking, receive ATM fee reimbursements up to $30 per month*, FREE eServices, and no minimum balance requirement.

Auto Loan rates as low as 3.25% APY*

Looking to buy a new car or refinance your car loan from another lender? We can help. Apply for an Auto Loan with rates as low as 3.25% APY*. We offer various term & payment options, no prepayment penalties. and more!

Great Rates. Guaranteed.

Our 5 Month CD & IRA CD special will help you reach your savings goal faster, with a low minimum deposit and a guaranteed rate of 2.05% APY*.
VISA® Platinum Credit Card

VISA® Platinum Credit Card

The Align VISA® Platinum Rewards Credit Card features a great rate, fantastic benefits, and no annual fee.
2020 Credit Union Scholarship Program

2020 Credit Union Scholarship Program

High School Seniors are eligible to apply for the MA Credit Unions Scholarship Program.
Align Financial Planning Group

Align Financial Planning Group

The Align Financial Planning Group can provide comprehensive investment solutions that complement traditional saving options. You’ll receive expert guidance and a customized plan that looks at where you are now and where you want to be.

Current Rates

Auto Loans as low as

3.25%

APR*

Holiday Loan as low as

6.99%

APR*

CDs as high as

2.30%

APY*

Fixed Rate Mortgages as low as

3.428%

APR*

Live Chat With Us

Live Chat is available during Credit Union business hours.