Changes to Align Credit Union's Fee Schedule: New fees will be put into place effective November 15, 2025, to some services provided by the credit union For more information on these changes please click here.

Market Street Lowell ATM Machine Alert:

The Align Credit Union ATM located at 40 Market Street in Lowell, MA is currently out of service. For alternative ATM options during this outage, please visit our locations page.  We apologize for any inconvenience this may cause. 

Indigenous Peoples' Day Closure: All Align branches and the member contact center will be closed on Monday, October 13, 2025 in observance of Indigenous Peoples' Day.  During this period, transactions can be made through online, mobile*, and telephone banking. *Message and data charges may apply.

Early Closure Announcement:

On October 23, 2025, all Align branches will close early at 2PM so that all staff can attend an offsite event.  Transactions can be made during this time by accessing your account through online, mobile* and telephone banking. We appreciate your understanding and apologize for any inconvenience this may cause.

*Message and data charges may apply.

Real Estate Loans

Business and Commercial Real Estate Loans

Is your business looking for a new location? Or are you a real estate investor looking to grow your portfolio? With competitive rates and flexible terms, Align offers tailored business and commercial real estate loans to meet your business and investment needs. From multi-family properties and office buildings or retail space to warehouses and industrial buildings, our professional commercial lending team will help you develop a customized financing plan to assist you with acquisition, expansion, or renovation. 

You'll benefit from locally based underwriting & professional guidance, a variety of terms, and fewer fees. Align offers multiple solutions, including term loans and interim loans. With a commercial real estate mortgage from Align, we can help you purchase, refinance, or build your business from the ground up, literally.

Commercial Real Estate Loans

  • Fixed and variable rates available
  • Amounts up to $5,000,000
  • Terms up to 15 years
  • Tailored to your business needs
  • Expansion, renovation, and purchase
Contact Us

Solutions for your Business

  • Owner-occupied
  • Investment
  • Non-residential
  • Multi-family property
  • Commercial/Industrial
  • Retail/Office
Contact Us

Explore Additional Services

*Message and data rates may apply.

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