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Savings and Checking Rates

Fee Schedule

Business Savings & Checking Accounts

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Account Dividend Rate APY* Minimum to Open Minimum to Earn APY
Business Savings 0.25% 0.25 $25 $25
Commercial Checking 0.10% 0.10 $100 $15

APY=Annual Percentage Yield.

Rates are variable and may change after the account is opened. Fees May reduce earnings on the account. Membership eligibility requirements must be met.

Effective 5/1/2023

Business Money Market Account

Balance Interest Rate APY* Minimum Balance to Earn APY
$0.01-$2,499.99 0.15% 0.15 $25
$2,500 - $4,999.99 0.50% 0.50 $2,500
$5,000 - $9,999.99 0.85% 0.85 $5,000
$10,000 - $24,999.99 1.00% 1.00 $10,000
$25,000-$49,999.99 1.14% 1.15 $25,000
$50,000 - $249,999.99 1.49% 1.50 $50,000
$250,000 and above 1.69% 1.70% $250,000

APY- Annual Percentage Yield.

Rates are variable and may change after the account is opened. Fees may reduce earnings on the account. Interest rate tier earned is based on daily balance of account. Minimum deposits required to open this account is $2,500. Membership eligibility requirements must be met.

CD Rates

Effective 1/29/2024

Business Certificates of Deposit

Product Term Interest Rate APY* Minimum Amount to Open Minimum to Earn
11 Month CD Special 11 months 5.117% 5.250% $500 $500
8 Month CD Special 8 months 5.117% 5.250% $500 $500
5 Month CD Special 5 months 5.117% 5.250% $500 $500
5 Year CD 5 years 2.81% 2.85% $500 $500
4 Year CD 4 Years 2.81% 2.85% $500 $500
3 Year CD 3 Years 2.81% 2.85% $500 $500
2.5 Year CD 2.5 years 2.81% 2.85% $500 $500
2 Year CD 2 years 3.05% 3.10% $500 $500
1.5 Year CD 18 months 3.44% 3.50% $500 $500
1 Year CD 12 months 3.68% 3.75% $500 $500
6 Month CD 6 months 3.20% 3.25% $500 $500
91 Day CD 91 Days 1.98% 2.00% $500 $500

APY= Annual Percentage Yield

Rates on certificates of deposit are guaranteed for the length of the term, all other deposit rates are variable and subject to change after the account is opened. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal on Certificates of Deposit, Membership eligibility requirements must be met.

Effective 5/1/2023

SEP (Simplified Employee Pension) IRA Certificates

Product Term Interest Rate APY* Minimum to Open Minimum to Earn
11 Month IRA CD Special 11 months 5.117% 5.250% $500 $500
8 Month IRA CD Special 8 months 5.117% 5.250% $500 $500
5 Month IRA CD Special 5 Months 5.117% 5.250% $500 $500
5 Year IRA CD 5 Years 2.81% 2.85% $500 $500
4 Year IRA CD 4 Years 2.81% 2.85% $500 $500
3 Year IRA CD 3 Years 2.81% 2.85% $500 $500
2.5 Year IRA CD 2.5 Years 2.81% 2.85% $500 $500
2 Year IRA CD 2 Years 3.05% 3.10% $500 $500
1.5 Year IRA CD 1.5 Years 3.44% 3.50% $500 $500
1 Year IRA CD 12 Months 3.68% 3.75% $500 $500
6 Month IRA CD 6 Months 3.20% 3.25% $500 $500
91 Day IRA CD 91 Days 1.98% 2.00% $500 $500
Variable IRA 0.25% 0.25% $25 $25

APY= Annual Percentage Yield

Minimum balance to open CD accounts and earn APY is $500. Minimum balance to open Variable IRA and earn APY is $25.

Rates on certificates of deposit are guaranteed for the length of the term, all other deposit rates are variable and subject to change after the account is opened. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal on Certificates of Deposit. Membership eligibility requirements must be met.

Business Tiered IRA Savings

Balance Interest Rate APY* Minimum Balance to Earn APY
$0.01-$2,499.99 0.25% 0.25% $25
$2,500-$9,999.99 0.85% 0.85% $2,500
$10,000-$24,999.99 1.00% 1.00% $10,000
$25,000-$49,999.99 1.14% 1.15% $25,000
$50,000-$99,999.99 1.34% 1.35% $50,000
$100,000-$249,999.99 1.49% 1.50% $100,000
$250,000 and above 1.69% 1.70% $250,000

*Rates effective 4/1/2023

APY= Annual Percentage Yield

Rates are variable and may change after the account is opened. Fees may reduce earnings on the account. Interest rate tier earned is based on the daily balance of the account. IRA transactions are subject to IRA rules and regulations. Minimum deposits required to open this account is $2,500.  Membership eligibility requirements must be met.

Credit Card Rates

Business Credit Card Rates

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Account Type APR Range
Business Visa® Platinum *Prime Rate plus 6%

Please see the Visa® Disclosure and Addendum for rate, fee and other cost information.​

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