Business Rates

Savings and Checking Rates

Account Dividend Rate APY Minimum to Open Minimum to Earn APY
Business Savings 0.25% 0.25% $25 $25
Commercial Checking 0.10% 0.10% $100 $15
Business Savings and IRA Variable accounts: Minimum to open and earn APY is $25. 
Commercial Checking: Minimum to open $100 and minimum to earn APY $15

Business Money Market Account
Effective 05/01/2019

Balance Interest Rate APY Minimum Balance to Earn APY
Below $2,500 0.15% 0.15% $25
$2,500 - $4,999 0.50% 0.50% $2,500
$5,000 - $9,999 0.60% 0.60% $5,000
$10,000 - $24,999 0.70% 0.70% $10,000
$25,000 - $49,999 0.85% 0.85% $25,000
$50,000 - $249,999 1.05% 1.05% $50,000
$250,000 and above 1.25% 1.25% $250,000
Business Money Market Account-Minimum balance to earn lowest APY is $25. The minimum to open account is $2,500​

CD Rates

Business Certificates of Deposit
Effective 06/10/2019
 

Product Term Interest Rate APY Minimum Amount to Open Minimum to Earn
5 Year CD 5 Years 2.96% 3.00% $500 $500
4 Year CD 4 Years 2.66% 2.70% $500 $500
3 Year CD 3 Years 2.47% 2.50% $500 $500
2.5 Year CD 2.5 Years 2.27% 2.30% $500 $500
2 Year CD 2 Years 2.23% 2.25% $500 $500
1.5 Year CD 1.5 Years 2.13% 2.15% $500 $500
1 Year CD 12 Months 1.98% 2.00% $500 $500
6 Month CD 6 Months 1.24% 1.25% $500 $500
91 Day CD 91 Days 0.99% 1.00% $500 $500
7 Month CD Special 7 months 2.03% 2.05% $500 $500
22 Month CD Special 22 months 2.52% 2.55% $500 $500

Rates on certificates of deposit are guaranteed for the length of the term, all other deposit rates are variable and subject to change after the account is opened. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal on Certificates of Deposit.

SEP (Simplified Employee Pension) IRA Certificates
Effective 06/10/2019

Product Term Interest Rate APY Minimum Amount to Open Minimum to Earn
5 Year IRA CD 5 Years 2.96% 3.00% $500 $500
4 Year IRA CD 4 Years 2.66% 2.70% $500 $500
3 Year IRA CD 3 Years 2.47% 2.50% $500 $500
2.5 Year IRA CD 2.5 Years 2.27% 2.30% $500 $500
2 Year IRA CD 2 Years 2.23% 2.25% $500 $500
1.5 Year IRA CD 1.5 Years 2.13% 2.15% $500 $500
1 Year IRA CD 12 Months 1.98% 2.00% $500 $500
6 Month IRA CD 6 Months 1.24% 1.25% $500 $500
91 Day IRA CD 91 Days 0.99% 1.00% $500 $500
Variable IRA - 0.45% 0.45% $25 $25
7 Month IRA CD Special 7 months 2.03% 2.05% $500 $500
22 Month IRA CD Special 22 months 2.52% 2.55% $500 $500
Special 14 Month IRA CD-Bump Up Option* 14 months 2.42% 2.45% $500 $500
Special 30 Month IRA CD-Bump Up Option* 30 months 2.71% 2.75% $500 $500
Minimum balance to open CD accounts and earn APY is $500. Minimum balance to open Variable IRA and earn APY is $25.
“Bump Up” Option- This CD allows you a “bump up” option during the term of the CD to increase your rate and annual percentage yield.  The rate and annual percentage yield will be the 14/30 month IRA CD rate being offered at the time you exercise the option.  You must contact the credit union to activate the “bump up” option.  You may make additional deposits.

Rates on certificates of deposit are guaranteed for the length of the term, all other deposit rates are variable and subject to change after the account is opened. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal on Certificates of Deposit.

 

 

Credit Card Rates

Account Type APR Range
Business Visa® Platinum *Prime Rate + 6%
Please see the VISA® Disclosure and Addendum for rate, fee and other cost information.​