Whether you're looking to consolidate debt, cover unexpected expenses or treat yourself to a much-needed vacation, a personal loan could be the right choice for you. Because everyone’s expenses are different, our loans are too. Our application process is fast and easy and with low rates and flexible terms, we can help you find the solution that best fits your needs.
- Rate as low as 9.99% APR**
- Borrow up to $20,000 for 54 months
- No fees or prepayment penalties
- Affordable monthly payments
Savings Secured Personal Loan
- Borrow against your Align Savings or CD
- Borrow up to 90% of the available balance in your account
- Interest rate is 3% above current dividend rate
- Shares continue to earn dividends
Overdraft Line of Credit
- Attached to your Align checking account
- No bounced check fees or monthly fees
- No application fee
- No prepayment penalties
- Pay only on the amount you have used plus applicable interest
Credit Builder Loan
- Low fixed interest rate
- Borrow from $500 - $2500
- Payment history is reported to credit bureaus which will establish your credit history as you make payments
Explore Additional Services
Subject to credit approval. Annual Percentage Rate effective 6/02/2020.
APR based on your individual creditworthiness. The estimated monthly payment for a
66-month loan would be $25.36 per $1,000 borrowed.