Certificates of Deposit

Certificates of Deposit

A Certificate of Deposit (CD) is a powerful savings tool to help you reach your financial goals.  CDs and IRA CDs offer higher interest rates and flexible terms, making them a safe way to earn more.  

Certificates of Deposit (CDs)

  • Low risk way to grow your savings 
  • Terms available from 91 days to 5 years 
  • Low minimum deposit of $500 
  • Funds insured by the NCUA and MSIC
  • 2 Year CD and 5 Year CD are available to open online

Starter CD (ages 5-17)

Align's Starter CD teaches kids how to build their very own nest egg.  

  • Low minimum deposit of $100
  • Short 12-month term 
  • A great rate 
  • Funds insured by NCUA and MSIC

We'll even let them make two additional deposits along the way to boost their savings.

IRA CDs

  • Low minimum opening deposit of $500 
  • Available for both Traditional and Roth IRAs 
  • Lock in a guaranteed rate for a fixed term 
  • Funds insured by the NCUA and MSIC
 

CD Specials

  • Limited Time Offer - 5 month, 8 month, and 11 month terms available
  • Low minimum opening deposit of $500 
  • Lock in a guaranteed rate
  • Funds insured by the NCUA and MSIC
 
Convenient Access to Your Accounts

Convenient Access to Your Accounts

With Align’s eServices, you can access your accounts anytime, anywhere, and on any device. Between online banking and our mobile apps, you can take control of your money on your own terms.
Checking To Fit Your Lifestyle

Checking To Fit Your Lifestyle

Designed to help you manage your money on your own terms, the Align Checking account features no monthly maintenance fees and great benefits, including access to thousands of fee free ATMs.
Disclosure:
APY= Annual Percentage Yield

Rates on certificates of deposit are guaranteed for the length of the term, all other deposit rates are variable and subject to change after the account is opened. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal on Certificates of Deposit. Credit union membership is required. Members must maintain a $5 deposit relationship.