Special Meeting Notification

Please join us for a Special Meeting on Tuesday, September 22, 2026, at 5:00 PM at our Lowell location, 87 Hale Street. The purpose of the meeting is to expand the field of membership to include additional Massachusetts municipalities.  Click here to learn more. **Proper member identification is required**

 

Labor Day Closure:

All Align branches and the member contact center will be closed on Monday, September 7, 2026, in observance of Labor Day.  During this period, transactions can be made through online, mobile*, and telephone banking. *Message and data charges may apply.

Certificate of Deposits

A Certificate of Deposit (CD) is a powerful savings tool to help you reach your financial goals.  CDs and IRA CDs offer higher dividends and flexible terms, making them a safe way to earn more.  

Certificate of Deposits (CDs)

  • Low risk way to grow your savings
  • Terms available from 91 days to 5 years
  • Low minimum deposit of $500
  • Funds insured by NCUA and MSIC
  • 2 Year CD and 5 Year CD are available to open online

IRA CDs

  • Low minimum opening deposit of $500
  • Available for both Traditional and Roth IRAs
  • Lock in a guaranteed great rate for a fixed term
  • Funds insured by NCUA and MSIC

Starter CD (ages 5-17)

Align's Starter CD teaches kids how to build their very own nest egg.  We'll even let them make two additional deposits along the way to boost their savings.

  • Low minimum deposit of $100
  • Short 12-month term
  • A great rate
  • Funds insured by NCUA and MSIC

 

Featured Rates

View More

6 Month CD

APY as high as*
3.75
% APY*

1.5 Year CD

APY as high as*
4.10
% APY*

5 Year CD

APY as high as*
2.85
% APY*

Disclosure:

*APY= Annual Percentage Yield. APY effective as of 08/24/2026.

Member must maintain a minimum daily balance of $500 or more each day to obtain the disclosed annual percentage yield. Only exception is on the starter certificate of deposits (for members ages 5-17), a minimum daily balance of $100 is required to obtain the disclosed annual percentage yield.

Rates on certificates of deposit are guaranteed for the length of the term. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal on Certificates of Deposit. Credit union membership is required. Members must maintain a $5 deposit relationship.

Explore Additional Services

The Benefits of Membership

Align is a community credit union. We are committed to providing the right financial tools to help you reach your financial goals and deliver a customized banking experience perfectly in sync with you.

Join Now
*Message and data rates may apply.

This website uses cookies in order to offer you the most relevant information. Please "Accept & Continue" for optimal site performance. For more information, please visit our Privacy Policy page.