IRAs

IRAs

A safe and sensible way to grow your nest egg, IRAs have some potential tax advantages.  With our different options, you can create a strategy that’s right for you.
 

NOTICE: The Secure Act became effective January 1, 2020. Please take note of the following significant changes:
 

  1. Beginning for tax year 2020, new law eliminates the age limit for Traditional IRA contributions. Anyone with eligible earned income can contribute (up to their limit) regardless of their age.
  2. Required Minimum Distribution has increased from age 70 ½ to age 72. Please note: For members who turned 70 ½ prior to December 31, 2019 will continue to receive their required minimum distribution. You cannot stop the distribution and start again upon turning 72.
  3. Massachusetts income Tax (and MA IRA withholding) Rate drops to 5.00%.
 
If you have any questions regarding your IRA account, please contact us at (800) 942-9575.
Smart Investing That Grows With You

Smart Investing That Grows With You

The Align Financial Planning Group can provide comprehensive investment solutions that complement traditional saving options. You’ll receive expert guidance and a customized plan that looks at where you are now and where you want to be.
Checking To Fit Your Lifestyle

Checking To Fit Your Lifestyle

Designed to help you manage your money on your own terms, the Align Checking account features no monthly maintenance fees and great benefits, including Identity Theft Protection.