Credit Card Change in Terms Notification:

Due to an update to our Credit Card Service provider, we will be amending the terms of the Align Credit Union business and consumer credit card.  The changes are summarized below and will go in into effect August 25, 2025, for all transactions made on or after August 25, 2025. 

Here’s what’s changing:

  • Floor Rate: Your standard rate will never be lower than 9.99% APR. Introductory APR Period excluded.
  • Interest Rate Adjustments: The interest rate will adjust monthly in accordance with Wall Street Journal Prime Rate.  This excludes the 12 Month Introductory Period, for qualifying accounts.
  • Foreign Transaction Fee: Foreign Transaction Fee will be accessed at 2.00% of the transaction.
  • Balance Transfer Fee: Balance Transfer Fee of 4.00% of transaction will be accessed per-Balance Transfer during the Introductory APR Period.  No fee will be accessed for Balance Transfers initiated outside of the Introductory APR Period; standard rates apply.  
  • Convenience Check Fee: Convenience check fee of 4.00% of transaction will be accessed per transaction during the Introductory APR Period.   No fee will be accessed for Convenience Checks used outside of the Introductory APR Period; standard rates apply.

Meet the Team

Align's Business Team

Are you wondering what the best type of loan is for your next big expense? Have you thought about refinancing to see if you could save money on your monthly payments? No two businesses are alike. At Align, business lending is not just a transaction, it's a relationship.

Our Business Team is homegrown, meaning they live and work in the communities that Align serves. They also have the knowledge and experience to help your business, whether you're just starting out or looking towards your next big expansion. Out team can offer a wide range of products and services to support your business needs and growth opportunities. We will get to know you and your business first and then create a customized plan to help both you and your business succeed. We look forward to connecting with you.

Chris Del Valle

AVP Commercial Business Development Officer

This website uses cookies in order to offer you the most relevant information. Please "Accept & Continue" for optimal site performance. For more information, please visit our Privacy Policy page.