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Align Credit Union Security Fraud Alert:

We have been informed of individuals calling members and claiming to be from Align Credit Union Security, stating that the member owes large payments and asking for account and login information for internet banking. This is a scam tactic. Please do not provide any account or login information. If you have any questions, please contact us at 800-942-9575.

Independence Day Closure:

All Align branches will be CLOSED on Friday July 4, 2025 in observance of Independence Day.

Transactions can be made during this time by accessing your account through online, mobile* and telephone banking. We appreciate your understanding and apologize for any inconvenience this may cause. * Message and data charges may apply.

Business Savings

Personal
Business
Business Banking
Business Savings

Business Savings

You can grow your savings and your business with Align’s deposit solutions. Get more out of your savings investment by picking an account that is right for you, whether you’re looking to earn extra interest or save up for that next big purchase. Our Business Savings, Business Money Market, and Business IRAs feature great rates and are insured by the MSIC and NCUA.

With a Business Savings account, you’ll earn interest and have easy access to your money whenever you need it or take advantage of tiered interest rates and the flexibility to write checks with a Business Money Market. We understand that every business is different and that flexibility is key, which is why our eServices make it easy for you to make deposits and track your savings progress. You’ll be able to spend more time on your business and less time banking with accounts that work as hard as you do.

Business Savings Products

Business Savings

Earns interest on all deposits
Minimum opening deposit of $5.00
No monthly maintenance fee
Online Banking with eStatements
Mobile Banking* to view accounts on-the-go
Funds insured by NCUA and MSIC

*Message and data rates may apply.

Business Money Market

Earn more with tiered interest rate
No term limits
No fees or penalties for withdrawing funds
Low minimum opening balance of $2,500
Funds insured by NCUA and MSIC

Business Certificate of Deposits (CDs)

Low risk option to support overall business growth
Terms available from 91 days to 5 years
Low minimum deposit of $500
Funds insured by NCUA and MSIC

Business Tiered IRA Savings

Traditional or Roth options available
Earn more with tiered rates - the higher your balance, the higher your return
Allow regular deposits
No term limits
Low minimum opening balance of $2,500
Funds of NCUA and MSIC

Simplified Employee Pension (SEP IRA)

Established by an employer for employees to help save for retirement
Must be self-employed or work for someone who is
Contributions to a SEP IRA are made only by the employer and tax deductible for the employer only
Employer must make contributions for all eligible employees

Explore Additional Services

Additional Resources

Lending You Confidence

From starting a new business to growing your existing one, Align understands the importance that credit plays when it comes to your business needs. A loan can be critical to the success and growth of your venture.

Flexible Banking with Business Checking

With tools, services, and features designed to meet the needs of your business, the Align Business Checking account makes it easy to bank on your terms and earn interest.

*Message and data rates apply.

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