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Closed Monday February 23, 2026, Due to Inclement Weather:

All Align Credit Union branch locations will be closed on Monday, February 23, 2026. Our member contact center will be available at 800-942-9575 between 8:30AM and 4:30PM. Online, mobile*, and telephone banking are available anytime. *Message and data charges may apply. 

 

Seabrook Hours Change

Effective March 16, 2026, the Seabrook branch hours of operation will be changing as follows: 

Lobby: Monday - Friday 9AM - 1PM, Saturday 9AM - 12PM

For more information click here.

Accounts can be accessed through online, mobile* and telephone banking - available 24/7.

* Message and data charges may apply

Debit Card Improvements:

We are making improvements to our Debit Card Program effective February 2, 2026.  To learn more please click here

Tax Loan Special

Are you waiting for your income tax refund or do you owe money to the IRS this year?

Tax Loan Special

  • Special fixed rate as low as 7.75% APR*
  • Borrow up to $5,000 for 12 months
  • No fees or pre-payment penalties
  • Available until May 31, 2026

Disclosure:

*Subject to credit approval. Annual Percentage Rate (APR) may vary based on your personal credit history. 7.75% APR is for a 700+FICO Score and 12-month term. The example payment would be 12 monthly installments of $86.85 per $1000 borrowed. Limited time offer. APR effective until 05/31/2026. Existing balances do not qualify for the promotional rate. Credit Union membership required. Members must maintain a $5 deposit relationship.


Additional Loan Options

Savings Secured Personal Loans

  • Borrow against your Align Savings or CD
  • Borrow up to 90% of the available balance in your account
  • Interest rate is 3% above current dividend rate
  • Shares continue to earn dividends

Overdraft Line of Credit

  • Attached to your Align Checking Account
  • No bounced check fees or monthly fees
  • No application fee
  • No prepayment penalties
  • Pay only on the amount you have used plus applicable interest

Credit Builder Loan

  • Low fixed interest rate
  • Borrow from $500 - $2,500
  • Payment history is reported to credit bureaus which will establish your credit history as you make payments

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