Haverhill Drive Thru Notice:

The drive thru window and ATM at our Haverhill location will be closed on Monday March 16, 2026, due to maintenance. We apologize for any inconvenience this may cause you.

Annual Meeting Notification:

Join us for the annual meeting Tuesday, March 24th, 2026, 87 Hale Street, Lowell, MA 01851 at 5PM

Click here to find out more.

Important Escrow Notice:

Members annual escrow analysis has been complete.  Members are being asked to review mortgage payment details and take note of any changes to monthly escrow amounts.  More detail can be found by clicking here.

Seabrook Hours Change

Effective March 16, 2026, the Seabrook branch hours of operation will be changing as follows: 
Lobby: Monday - Friday 9AM - 1PM, Saturday 9AM - 12PM. For more information click here.

 

Tax Loan Special

Are you waiting for your income tax refund or do you owe money to the IRS this year?

Tax Loan Special

  • Special fixed rate as low as 7.75% APR*
  • Borrow up to $5,000 for 12 months
  • No fees or pre-payment penalties
  • Available until May 31, 2026
Apply Now

Disclosure:

*Subject to credit approval. Annual Percentage Rate (APR) may vary based on your personal credit history. 7.75% APR is for a 700+FICO Score and 12-month term. The example payment would be 12 monthly installments of $86.85 per $1000 borrowed. Limited time offer. APR effective until 05/31/2026. Existing balances do not qualify for the promotional rate. Credit Union membership required. Members must maintain a $5 deposit relationship.


Additional Loan Options

Savings Secured Personal Loans

  • Borrow against your Align Savings or CD
  • Borrow up to 90% of the available balance in your account
  • Interest rate is 3% above current dividend rate
  • Shares continue to earn dividends
Apply Now

Overdraft Line of Credit

  • Attached to your Align Checking Account
  • No bounced check fees or monthly fees
  • No application fee
  • No prepayment penalties
  • Pay only on the amount you have used plus applicable interest
Apply Now

Credit Builder Loan

  • Low fixed interest rate
  • Borrow from $500 - $2,500
  • Payment history is reported to credit bureaus which will establish your credit history as you make payments
Apply Now

Explore Additional Services

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