Find A Surchare-Free ATM:

Get access to thousands of fee-free ATMs by using the find a ATM feature, with the CO‑OP network, you have access to nearly 30,000 surcharge‑free* ATMs. When searching for a location, please select an ATM to ensure that you are not charged a fee by the ATM owner/operator. Click here to find the nearest surcharge-free* ATM.

System Conversion: Effective June 1, 2026

To better serve our members' financial needs, we will be upgrading our core system. For information regarding system availability the days leading up to the conversion and details about what to expect, please refer to our Member Conversion Resource Guide.

Tax Loan Special

Are you waiting for your income tax refund or do you owe money to the IRS this year?

Tax Loan Special

  • Special fixed rate as low as 7.75% APR*
  • Borrow up to $5,000 for 12 months
  • No fees or pre-payment penalties
  • Available until May 31, 2026
Apply Now

Disclosure:

*Subject to credit approval. Annual Percentage Rate (APR) may vary based on your personal credit history. 7.75% APR is for a 700+FICO Score and 12-month term. The example payment would be 12 monthly installments of $86.85 per $1000 borrowed. Limited time offer. APR effective until 05/31/2026. Existing balances do not qualify for the promotional rate. Credit Union membership required. Members must maintain a $5 deposit relationship.


Additional Loan Options

Savings Secured Personal Loans

  • Borrow against your Align Savings or CD
  • Borrow up to 90% of the available balance in your account
  • Interest rate is 3% above current dividend rate
  • Shares continue to earn dividends
Apply Now

Overdraft Line of Credit

  • Attached to your Align Checking Account
  • No bounced check fees or monthly fees
  • No application fee
  • No prepayment penalties
  • Pay only on the amount you have used plus applicable interest
Apply Now

Credit Builder Loan

  • Low fixed interest rate
  • Borrow from $500 - $2,500
  • Payment history is reported to credit bureaus which will establish your credit history as you make payments
Apply Now

Explore Additional Services

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