Align Credit Union Membership Expansion:

THE COMMONWEALTH OF MASSACHUSETTS
Division of Banks
ALIGN CREDIT UNION, Lowell, Massachusetts has petitioned the Commissioner of Banks for permission to amend its by-laws pursuant to Massachusetts General Laws chapter 171, section 10 to expand the associations which qualify persons for membership. The amendment proposes to expand membership eligibility to include those who live, work, or attend school within the following Massachusetts municipalities: Ashburnham, Auburn, Fitchburg, Gardner, Holden, Hubbardston, Leicester, Leominster, Lunenburg, Millbury, Oxford, Paxton, Princeton, Sterling, Sutton, Templeton, West Boylston, Westminster, Winchendon, and Worcester. Any objections or comments relative to this proposal must be communicated in writing to the Commissioner of Banks, One Federal Street, Suite 710, Boston, Massachusetts 02110 or via electronic mail to dob.comments@mass.gov no later than July 24, 2026. A public hearing may be held if the response is considered significant or circumstances warrant such a hearing, as determined by the Commissioner. The petitioner's application and all communications relative to this application are available from the Division by request at dob.rao@mass.gov.
MARY L. GALLAGHER
Commissioner of Banks

Electronic Statement Access Alert:

Some members may experience limited access to their electronic statements. This is a temporary issue, and our team is actively working to resolve it. At this time: Only accounts associated with your surviving member number may appear on your statement. If your member number was previously changed, you may only see statements generated after that change. We apologize for any inconvenience and appreciate your patience as we work to resolve this issue.

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Reap the rewards of an Align membership.

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The Benefits of Membership

As a not-for-profit financial institution proudly serving the community for over 100 years, Align Credit Union is here to be your one-stop-shop for all your banking needs. Our homegrown approach includes products and services designed with our Members in mind and a commitment to supporting and improving the communities we serve.

From a checking or savings account options that fit your needs, a digital safe deposit box to protect your most important documents to low rates on mortgages and auto loans, we can help you reach your financial goals.

You will get great rates, a full suite of free eServices, including mobile banking*, member discounts, and access to our team of financial experts.  Once you join Align, you’ll always be part of the family and you can take your Membership anywhere you go, whether you live down the street from a branch or across the country. Membership has its benefits...and it’s only a couple of clicks away.

To become a Member, just open an Align Membership Account. All it takes is $5 to start and you’ll be on your way to accessing exceptional service, great rates, and a customized banking experience.

We look forward to connecting all your banking needs.

Eligibility

  • Live, work, or attend school in one of these cities or towns in Massachusetts or southern New Hampshire.
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Documents You'll Need

  • Social Security Number
  • Valid driver's license or government issued ID
  • Proof or physical address matching ID (utility bill, car insurance bill, bank statement, rental agreement, or mortgage statement)
  • Credit or Debit Card to fund your new Align account
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How to Join

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Featured Rates

Auto Loans

as low as
4.990
% APR**
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CD's

as high as
4.05
% APY*
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Personal Loan

as low as
8.75
% APR**
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Fixed Rate Mortgages

as low as
6.432
% APR**
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Disclosure: *APR = Annual Percentage Rate, **APY = Annual Percentage Yield

Checking to Fit Your Lifestyle

Designed to help you manage on your own terms, the Align Checking account features no monthly maintenance fees and great benefits, including access to thousands of fee free ATMs.

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*Message and data rates may apply.

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