Skip to main content

Credit Cards

The Align VISA® Platinum Rewards Credit Card features a great rate, fantastic benefits, and no annual fee. Our card was designed with our Members in mind. Whether you’re looking to earn rewards which you can redeem for travel, merchandise, gift cards, and more or want to transfer balances and consolidate debt to one low rate, having our credit card in your wallet is always a smart choice.

VISA® Platinum Rewards Credit Cards

  • Introductory rates of 4.50% APR for the first 12 months*
  • Variable rate as low as 13.50% APR after the first 12 months*
  • No annual fee or balance transfer fee*
  • Credit lines up to $20,000
  • EMV Chip technology for increased security
  • Mobile access through the Align Cards mobile app
  • Instantly lock a lost or misplaced card with Card Lock**


APR = Annual Percentage Rate

*Prime plus margin. Introductory rate good for 12 months based on credit score. Rates as low as 13.50% variable APR based on your credit worthiness. APR effective 8/23/2023. Other fees may include: Cash Advance Fee of 2% of the cash advance of $5.00 minimum. $90 maximum; Foreign Transaction Fee of 1% of transaction in U.S. Dollars; Returned Payment Fee of up to $20; Late Payment Fee of 10% of the outstanding balance of maximum of $10. Programs, rates, terms and conditions subject to change without notice. The rate may vary depending on each individual's credit experience. All loans subject to credit approval. Credit Union membership is required. Members must maintain a $5 deposit relationship.

**When you place a lock on your credit card via Online Banking, it will prevent most types of card transactions from being processed until you take action to unlock your card. Any virtual cards linked to the locked card will also be locked. However, the lock may not stop card transaction presented as a new recurring or a previously scheduled recurring transaction by the merchant, transactions using other cards linked to your deposit account, or the posting of refunds or credit adjustments to your account. Additionally, transactions that occurred prior to locking the card will not be affected. Locking your card is not a replacement for reporting your card lost or stolen. Data connection required. Wireless carrier fees may apply.

Credit Card Benefits

  • Earn points with every purchase, redeemable for merchandise, travel, gift cards, and more with CURewards
  • Digital wallet enables for contactless checkout
  • EMV chip technology for increased security
  • Personal Identity Theft Coverage
  • Travel Insurance
  • Extended Warranty Manager

This website uses cookies in order to offer you the most relevant information. Please "Accept & Continue" for optimal site performance. For more information, please visit our Privacy Policy page.