Align VISA® Credit Card
- Introductory rates of 7.49% APR for the first 12 months*
- Variable rate as low as 11.75% APR after the first 12 months*
- Credit lines up to $20,000
- Tap to Pay Functionality
- EMV Chip technology for increased security
- Mobile access through the Align Cards mobile app
- Fraud alert notifications**
Disclosure:
APR = Annual Percentage Rate
*Introductory rate is based on your credit worthiness and in effect for the initial 12 months. Rates thereafter are as low as 11.75% variable APR based on your credit worthiness and may vary depending on each individual's credit experience. In the event there is no score a credit score of 699 and below will be used. The variable rate is based on prime plus a margin. Fees may include: Cash advance fee $5 or 2% of the amount of each whichever is greater-Maximum Fee $90; Foreign Transaction Fee of 2% of transaction in U.S. Dollars; Late payment fee of 10% of the outstanding balance, maximum fee cannot exceed $10. Balance transfer and convenience check fee of 4% applies during the introductory period. Programs, rates, terms and conditions subject to change without notice. Credit Union membership is required. Members must maintain a $5 deposit relationship
**Fraud alert phone number will be (833) 763-2013, this is the number that will appear on the member caller ID we need to contact you regarding possible fraud activity involving your account.
Credit Card Benefits
- Digital wallet enabled for contactless checkout
- EMV Chip Technology for increased security
- Tap to Pay Functionality
- 24/7 Cardholder Service: Call (844)-223-7463 for balance inquiries, payment information, transaction history, statement requests or to dispute a charge
