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NOTICE: Effective Wednesday, August 16, 2023, Align’s Wilmington branch, located at 211G Lowell St., will observe revised business hours.

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Credit Cards

VISA® Platinum Rewards Credit Card

The Align VISA® Platinum Rewards Credit Card features a great rate, fantastic benefits, and no annual fee. Our card was designed with our Members in mind.

Whether you’re looking to earn rewards which you can redeem for travel, merchandise, gift cards, and more or want to transfer balances and consolidate debt to one low rate, having our credit card in your wallet is always a smart choice.

VISA® Platinum Rewards

Introductory rate of 4.50% APR for the first 12 months*
Variable rate as low as 13.50% APR after the first 12 months*
No annual fee or balance transfer fee*
Credit lines up to $20,000
EMV Chip technology for increased security
Mobile access through Credit card mobile app
Instantly lock a lost or misplaced card with Card Lock**

View Disclosures

Credit Card Benefits

CURewards program
Personal Identity Theft Coverage
Travel Insurance
Extended Warranty Manager
Digital Wallet enabled

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Credit Card Alerts

A convenient way to keep track of your account activity anytime, anywhere! Choose to receive alerts about what’s most important to you via text messages and email. Log in to online banking to sign up!

Debt Protection for Life’s Curveballs

This voluntary loan payment protection product is designed to cancel your loan payment or balance when unexpected protected losses occur, such as disability, loss of life or involuntary unemployment.

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Disclosure:
APR=Annual Percentage Rate
*prime plus margin
Introductory rate good for 12 months based on credit score. Rates as low as 13.50% Variable APR based on your credit worthiness. APR effective as 8/23/2023. Other fees may include: Cash Advance fee of 2% of the cash advance or $5.00 minimum. $90 maximum; Foreign Transaction Fee of 1% of transaction in U.S. Dollars; Returned Payment Fee of up to $20; Late Payment Fee of 10% of the outstanding balance or maximum of $10.
Programs, rates, terms and conditions subject to change without notice. The rate may vary depending on each individual's credit experience. All loans subject to credit approval. Credit Union membership is required. Members must maintain a $5 deposit relationship

**When you place a lock on your credit card via Online Banking, it will prevent most types of card transactions from being processed until you take action to unlock your card. Any virtual cards linked to the locked card will also be locked. However, the lock may not stop card transactions presented as a new recurring or a previously scheduled recurring transaction by the merchant, transactions using other cards linked to your deposit account, or the posting of refunds or credit adjustments to your account. Additionally, transactions that occurred prior to locking the card will not be affected. Locking your card is not a replacement for reporting your card lost or stolen. Data connection required. Wireless carrier fees may apply.