Early Closure Announcement:

All Align branches and the Member Contact Center will close early at 2PM on Tuesday, October 20, 2026 so employees can attend a company-wide event. During this period, you can still manage your accounts through online, mobile,* or telephone banking. Thank you for your understanding, and we apologize for any inconvenience. *Message and data rates may apply.

 

 

Holiday Loan Special

Need a little extra help covering holiday expenses? Borrow with confidence this season with our Holiday Loan Special.

Holiday Loan Special

  • Special fixed rate as low as 7.77% APR*
  • Borrow up to $5,000 for 12 months
  • No fees or pre-payment penalties
  • Available from November 1, 2026 through February 28, 2027**
Apply Now

Disclosure:

*Subject to credit approval. Annual Percentage Rate (APR)  may vary based on your personal credit history. 7.77% APR is for a 700+FICO Score and 12 month term. The example payment would be 12 monthly installments of $86.88 per $1000 borrowed.  8.77% APR is for 699 and below FICO Score and 12 month term. The example payment would be 12 monthly installments $87.34 per $1000 borrowed. Limited time offer.  APR effective until 2/28/2027. Existing balances do not qualify for the promotional rate. Credit Union membership required. Members must maintain a $5 deposit relationship.   

**Applications received prior to November 1, 2027, will be processed; however, funds will not be disbursed until on or after November 1, 2027.


Additional Loan Options

Savings Secured Personal Loans

  • Borrow against your Align Savings or CD
  • Borrow up to 90% of the available balance in your account
  • Interest rate is 3% above current dividend rate
  • Shares continue to earn dividends
Apply Now

Overdraft Line of Credit

  • Attached to your Align Checking Account
  • No bounced check fees or monthly fees
  • No application fee
  • No prepayment penalties
  • Pay only on the amount you have used plus applicable interest
Apply Now

Credit Builder Loan

  • Low fixed interest rate
  • Borrow from $500 - $2,500
  • Payment history is reported to credit bureaus which will establish your credit history as you make payments
Apply Now

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