Member Scam Alert:

Members should be aware of a recent scam where individuals falsely claim to represent Align Credit Union. These callers might say a debit card transaction was attempted and ask you to verify your personal information. If you receive such a call, do not provide any details. Instead, hang up and contact our support center at 800-942-9575 for help. You can also view common signs of a scam by visiting: Fraud & Scam Protection

Christmas Closure:

In recognition of the Christmas holiday all Align branches will be closing early at 2PM on Wednesday, December 24, 2025, and will be closed on Thursday, December 25, 2025. All branches will resume normal operations at 11 a.m. on Friday, December 26, 2025. Please note that Online, Mobile, and Telephone Banking services will remain accessible throughout this period.

Credit Union Happenings:

The fall edition of Credit Union Happenings features important updates, including our new debit card service provider, enhancements to our back-office system, highlighted products, and introductions to our branch managers. Click here to learn more!

Holiday Loan Special

Unwrap the Joy of the Season with Our Holiday Loan Special!  Why wait to make your holiday dreams come true? Our Holiday Loan special has you covered! 

Holiday Loan Special

  • Special fixed rate of 7.49% APR*
  • Borrow up to $5,000 for 12 months
  • No fees or pre-payment penalties
  • Available until February 28, 2026
Apply Now

Disclosure:

*Subject to credit approval.  Annual Percentage Rate (APR)  may vary based on your personal credit history.  7.49% rate is for a 700+FICO Score and 12 month term.  The established payment would be 12 monthly installments of $86.75 per $1000 borrowed.  8.49% rate is for 699 and below FICO Score and 12 month term.  The established payment would be 12 monthly installments $87.21 per $1000 borrowed.  Limited time offer.  APR effective from 11/14/2025 until 2/28/2026.  Existing balances do not qualify for the promotional rate.  Credit Union membership required.  Members must maintain a $5 deposit relationship.   


Additional Loan Options

Savings Secured Personal Loans

  • Borrow against your Align Savings or CD
  • Borrow up to 90% of the available balance in your account
  • Interest rate is 3% above current dividend rate
  • Shares continue to earn dividends
Apply Now

Overdraft Line of Credit

  • Attached to your Align Checking Account
  • No bounced check fees or monthly fees
  • No application fee
  • No prepayment penalties
  • Pay only on the amount you have used plus applicable interest
Apply Now

Credit Builder Loan

  • Low fixed interest rate
  • Borrow from $500 - $2,500
  • Payment history is reported to credit bureaus which will establish your credit history as you make payments
Apply Now

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