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Changes to Align Credit Union's Fee Schedule: New fees will be put into place effective November 15, 2025, to some services provided by the credit union For more information on these changes please click here.

Market Street Lowell ATM Machine Alert:

The Align Credit Union ATM located at 40 Market Street in Lowell, MA is currently out of service. For alternative ATM options during this outage, please visit our locations page.  We apologize for any inconvenience this may cause. 

Indigenous Peoples' Day Closure: All Align branches and the member contact center will be closed on Monday, October 13, 2025 in observance of Indigenous Peoples' Day.  During this period, transactions can be made through online, mobile*, and telephone banking. *Message and data charges may apply.

Early Closure Announcement:

On October 23, 2025, all Align branches will close early at 2PM so that all staff can attend an offsite event.  Transactions can be made during this time by accessing your account through online, mobile* and telephone banking. We appreciate your understanding and apologize for any inconvenience this may cause.

*Message and data charges may apply.

Mobile Banking

Our free Mobile Banking* app gives you secure and convenient access to your Align accounts anytime, anywhere from a mobile device. Use your Apple® or Android™ smartphone or tablet to view account balances and transactions, deposit checks, transfer funds between accounts, and pay bills or make loan payments.

To take advantage of all our eServices, download the Align Mobile Banking app in the Apple Store or Google Play™.

Mobile Banking*

  • Check balance, history and make loan payments
  • Make transfers between Align accounts
  • Electronically deposit checks with your mobile device
  • Set up Instant Balance
  • Find Align branches and ATMs
  • Download the Align Mobile Banking app in the Apple Store or Google Play™
  • Free Credit Monitoring

Mobile Check Deposit*

  • Conveniently deposit checks by capturing a picture on your iPhone®, iPad®, or Android™ mobile* device
  • Simply snap and securely submit your deposit
  • Quick and easy electronic deposit alternative
  • Available through the Align Mobile Banking app (download in the Apple and Google Play™ stores)

Online Bill Pay

  • Schedule one-time and recurring bill payments
  • Set up payment reminders and automatic payments
  • View and pay e-bills from over 370 online billers

Credit Card Mobile App*

Manage your credit card with a FREE mobile* app:

  • View recent and pending transactions
  • View next payment amount and due date
  • Make a payment
  • Report a lost or stolen card
  • Set and manage customized alerts for your debit or credit card
  • Dispute transactions
  • Download the Align Cards Mobile App in the Apple Store or Google Play™
  • App is protected by 128-bit encryption through your mobile device.
Disclosure:
*Message & data rates may apply.

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