Align Credit Union Membership Expansion:

THE COMMONWEALTH OF MASSACHUSETTS
Division of Banks
ALIGN CREDIT UNION, Lowell, Massachusetts has petitioned the Commissioner of Banks for permission to amend its by-laws pursuant to Massachusetts General Laws chapter 171, section 10 to expand the associations which qualify persons for membership. The amendment proposes to expand membership eligibility to include those who live, work, or attend school within the following Massachusetts municipalities: Ashburnham, Auburn, Fitchburg, Gardner, Holden, Hubbardston, Leicester, Leominster, Lunenburg, Millbury, Oxford, Paxton, Princeton, Sterling, Sutton, Templeton, West Boylston, Westminster, Winchendon, and Worcester. Any objections or comments relative to this proposal must be communicated in writing to the Commissioner of Banks, One Federal Street, Suite 710, Boston, Massachusetts 02110 or via electronic mail to dob.comments@mass.gov no later than July 24, 2026. A public hearing may be held if the response is considered significant or circumstances warrant such a hearing, as determined by the Commissioner. The petitioner's application and all communications relative to this application are available from the Division by request at dob.rao@mass.gov.
MARY L. GALLAGHER
Commissioner of Banks

Electronic Statement Access Alert:

Some members may experience limited access to their electronic statements. This is a temporary issue, and our team is actively working to resolve it. At this time: Only accounts associated with your surviving member number may appear on your statement. If your member number was previously changed, you may only see statements generated after that change. We apologize for any inconvenience and appreciate your patience as we work to resolve this issue.

Membership Savings

Align is here to be your one-stop-shop for all your banking needs. When you open an Align Membership Savings account, you get access to all of the benefits that come with being a Member. All it takes is $5 to start and you'll be on your way to accessing exceptional service, great rates, and a banking experience that is customized to you.

Membership Savings Account

  • Earn dividends on all deposits*
  • Minimum opening deposit of $5.00
  • Online Banking with eStatements available
  • Deposits insured by NCUA and MSIC
OPEN AN ACCOUNT

Additional Savings Options

Holiday Club Account

Save throughout the year so all that’s left to do is enjoy the holiday with your family and friends.

  • Earn dividends on deposits*
  • Minimum opening deposit of $1.00
  • Deposits insured by NCUA and MSIC
  • Funds automatically deposit to your Membership Savings account on November 1st
Contact Us to Open

18-65 Account

  • Earns dividends
  • No minimum balance**
  • No monthly maintenance fees
  • Access to Online and Mobile Banking***
  • Deposits insured by NCUA and MSIC
Contact Us to Open

Disclosure:

APY = Annual Percentage Yield. Rates and Annual Percentage Yields (APYs) may be subject to change without notice and may change after account opening.

*Minimum balance of $5.00 to open membership savings account. Minimum balance of $1.00 to open and $25.00 to earn daily APY for MyGoal Savings & Holiday Club Account. Membership requirements apply. Funds are automatically transferred to your primary savings account after dividends are posted in October (Holiday Club). 
**For credit union membership, a $5 deposit relationship is required. You must notify the credit union of your eligibility.
***Message & data rates may apply.

View our current rates.

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