Home Equity

Home Equity Loans and Lines of Credit

The equity in your home can be a great source of funds if you’re looking for a low-cost loan for major purchases or expenses.  Whether it's a home improvement project, consolidating debt, college tuition, or vacation, we make it easy – in addition to a great rate, we charge you no origination fees.

Fixed Rate Home Equity Loan

  • Borrow up to 90% of your home’s value 
  • Min/Max Loan Amount: $10,000 - $500,000 
  • Various terms available
  • Fixed rate for the life of the loan
  • No application or origination fees
  • Apply at any branch location  or call 978-275-2768.
     

Home Equity Line of Credit

  • Borrow up to 80% of your home’s value
  • Min/Max Loan Amount: $15,000 - $500,000
  • Term: 10 year draw; 10 year repayment period
  • No application, origination, or annual fees*
  • Apply at any branch call 978-275-2768.
The Benefits of Membership

The Benefits of Membership

Align is full service credit union. We can do everything the big banks can, while delivering an experience perfectly tailored to you and your needs. Membership has great benefits!
Convenient Access to Your Accounts

Convenient Access to Your Accounts

With Align’s eServices, you can access your accounts anytime, anywhere, and on any device. Between online banking and our mobile apps, you can take control of your money on your own terms.
* 3.99% APR for the first 12 months, then Prime Rate as published in the Wall Street Journal, subject to increase. Maximum APR 18.00%. Minimum APR 3.00%. Prime rate as of 11/05/2019 is 4.75%. Property Insurance is required. Consult your tax advisor about interest deductibility.