Youth Savings

Youth Savings Accounts

At Align, we believe it’s never too early to learn the value of saving. Our youth accounts are designed to grow as your children grow so they can learn to make good financial decisions now and in the future.

Membership Savings Account (Ages 0-1)

It's never too soon to start saving or to become an Align Member. All you need is your child’s:  

  • Birth Certificate 
  • Social Security Number 

Align will also deposit $25 to get you started.*

Super Saver Account (Ages 0-23)

Saving is a great habit to start and it’s worth rewarding.

  • Earn a higher interest rate than a regular savings account.
  • Earn a special bonus after six months of making a minimum monthly deposit.**

Starter CD (ages 5-17)

Align's Starter CD teaches kids how to build their very own nest egg.

  • Low minimum deposit
  • Short 12-month term
  • A great rate

We'll even let them make two additional deposits along the way to boost their savings.

The Benefits of Membership

The Benefits of Membership

Align is a full service credit union. We can do everything the big banks can, while delivering an experience perfectly tailored to you and your needs. Membership has great benefits!
Convenient Access to Your Accounts

Convenient Access to Your Accounts

With Align’s eServices, you can access your accounts anytime, anywhere, and on any device. Between online banking and our mobile apps, you can take control of your money on your own terms.
*$25 Welcome Gift will be deposited within 30 days of account opening and subject to tax reporting. 
**For members up to 13 years old, a $15 initial deposit required and a monthly deposit of $15 to receive a $15 bonus. For members 14-17, an initial deposit of $25 required and a monthly deposit of $25 to receive a $25 bonus. For members age 18-23, an initial deposit of $50 required and a monthly deposit of $50 to receive a $50 bonus. The bonus is subject to tax reporting. $1.00 minimum balance to earn APY. Only one account per Member. New money only. 

View our current rates.