Changes to Align Credit Union's Fee Schedule: New fees will be put into place effective November 15, 2025, to some services provided by the credit union For more information on these changes please click here.

Indigenous Peoples' Day Closure: All Align branches and the member contact center will be closed on Monday, October 13, 2025 in observance of Indigenous Peoples' Day.  During this period, transactions can be made through online, mobile*, and telephone banking. *Message and data charges may apply.

Early Closure Announcement:

On October 23, 2025, all Align branches will close early at 2PM so that all staff can attend an offsite event.  Transactions can be made during this time by accessing your account through online, mobile* and telephone banking. We appreciate your understanding and apologize for any inconvenience this may cause.

*Message and data charges may apply.

Homebuyer Webinars

Join Us for Homebuyer Webinars

The path to home ownership starts now! Attend one of Align's FREE Homebuyer Webinars to learn about the entire process. Our mortgage professionals will answer all your home-buying questions, including:

  • How do I get pre-approved?
  • What type of mortgage is right for me?
  • What is the process and timeline?
  • How do I make an offer on a property?
  • What are the benefits of borrowing locally?
  • Can I still buy a home if I have had past credit issues?

BONUS: All attendees will receive a coupon for $500 off closing costs* on your Align mortgage.

Homebuyer Workshop - October 29, 2025 (In Person)

This workshop will be held in person at the lobby of the Align Credit Union Branch located at 87 Hale Street, Lowell MA 01851

REGISTER TODAY!

Disclosure:
*Valid for new home purchase mortgages or portfolio restart refinance. Mortgage application must be received and funded by 12/31/2025 with attendance of Align Homebuyer Webinar. $500 will be credited to closing. Limit one (1) per application. Not valid for refinanced mortgages or non-owner occupied home. Subject to credit approval. An account at Align Credit Union must be established prior to the loan closing in order to meet the membership eligibility requirements.

Featured Rates

View Current Rates

30 Year Fixed

As low as
6.107
% APR**
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3/1 ARM

As low as
6.130
% APR**
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30 Year Fixed Jumbo

As low as
6.044
% APR**
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