Align Credit Union Membership Expansion:

THE COMMONWEALTH OF MASSACHUSETTS
Division of Banks
ALIGN CREDIT UNION, Lowell, Massachusetts has petitioned the Commissioner of Banks for permission to amend its by-laws pursuant to Massachusetts General Laws chapter 171, section 10 to expand the associations which qualify persons for membership. The amendment proposes to expand membership eligibility to include those who live, work, or attend school within the following Massachusetts municipalities: Ashburnham, Auburn, Fitchburg, Gardner, Holden, Hubbardston, Leicester, Leominster, Lunenburg, Millbury, Oxford, Paxton, Princeton, Sterling, Sutton, Templeton, West Boylston, Westminster, Winchendon, and Worcester. Any objections or comments relative to this proposal must be communicated in writing to the Commissioner of Banks, One Federal Street, Suite 710, Boston, Massachusetts 02110 or via electronic mail to dob.comments@mass.gov no later than July 24, 2026. A public hearing may be held if the response is considered significant or circumstances warrant such a hearing, as determined by the Commissioner. The petitioner's application and all communications relative to this application are available from the Division by request at dob.rao@mass.gov.
MARY L. GALLAGHER
Commissioner of Banks

Electronic Statement Access Alert:

Some members may experience limited access to their electronic statements. This is a temporary issue, and our team is actively working to resolve it. At this time: Only accounts associated with your surviving member number may appear on your statement. If your member number was previously changed, you may only see statements generated after that change. We apologize for any inconvenience and appreciate your patience as we work to resolve this issue.

Homebuyer Workshops

Join Us for an upcoming Homebuyer Workshop

The path to home ownership starts now! Attend one of Align's FREE Homebuyer Workshops** to learn about the entire process. Our mortgage professionals will answer all your home-buying questions, including:

  • How do I get pre-approved?
  • What type of mortgage is right for me?
  • What is the process and timeline?
  • How do I make an offer on a property?
  • What are the benefits of borrowing locally?
  • Can I still buy a home if I have had past credit issues?

BONUS: All attendees will receive a coupon for $500 off closing costs* on your Align mortgage.

** Please note, a minimum of five confirmed attendees is required to hold this workshop. If we do not reach five participants, the class will be canceled. In that case, you will have the option to meet one-on-one with one of our loan officers to secure your homebuyer credit.

Homebuyer Workshop - August 19, 2026 (Online)

This workshop will be held ONLINE via ZOOM on August 19, 2026 at 6PM EST. Once registered you will receive a confirmation via email with link to access the zoom meeting.

REGISTER TODAY!

Homebuyer Workshop - August 29, 2026 (In-Person)

This workshop will be held IN-PERSON at our Danvers branch located at 110 Newbury Street, Danvers MA, Saturday, August 29, 2026 at 12PM EST.

REGISTER TODAY!

Disclosure:
*Valid for new home purchase mortgages or portfolio restart refinance. Mortgage application must be received and funded by 12/31/2026 with attendance of a Align Homebuyer Webinar or Workshop, $500 will be credited to closing. Limit one (1) per application. Not valid for refinanced mortgages or non-owner occupied homes. Subject to credit approval. An account at Align Credit Union must be established prior to the loan closing in order to meet the membership eligibility requirements.

Featured Rates

View Current Rates

30 Year Fixed

As low as
6.619
% APR**
View More

3/1 ARM

As low as
6.445
% APR**
View More

30 Year Fixed Jumbo

As low as
6.674
% APR**
View More

Explore Additional Services

This website uses cookies in order to offer you the most relevant information. Please "Accept & Continue" for optimal site performance. For more information, please visit our Privacy Policy page.