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Haverhill Branch

Our Haverhill Branch will be CLOSED on Saturday, April 27th, due to construction. The drive-thru ATM at this branch will be available for use during this time. All other branch locations will be open regular business hours. The Haverhill branch is scheduled to reopen on Monday, April 29th at 8:30AM.

Home Refinance

Refinancing your mortgage has the potential to save you thousands of dollars over the life of your loan. If you want to take advantage of lower interest rates or the value of your home has increased, refinancing may make sense for you. But is it the right option?

Our home refinance process will help you take control of your mortgage expenses. We can help you decide by looking at the big picture and what you want to accomplish. 

Fixed Rate Mortgage

  • Various terms available
  • Easy to budget with predictable monthly payments
  • Consider a fixed rate mortgage when:
    • You don't plan to move for a number of years
    • You don't want to worry about rising interest rates
    • You expect your income to remain stable.

Adjustable Rate Mortgage

  • Fixed interest rate for the initial term then adjust for second term option according to an index.
  • Saves money with lower starting interest rate compared to a fixed rate.
  • Consider an adjustable rate mortgage when:
    • You plan to move or payoff your mortgage within 15 years
    • You want a lower monthly payment and are comfortable with a variable rate.

Mortgage Relief Payment Information

If you’re among those financially impacted by the coronavirus pandemic, you might be concerned about how to pay your mortgage or rent. Federal and state governments have announced plans to help struggling homeowners during this time. Learn about what to do now, and what your options are for mortgage and rental relief.

  • CARES Act Mortgage Forbearance: What You Need to Know


APR= Annual Percentage Rate 

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