System Conversion: Effective June 1, 2026

To better serve our members' financial needs, we will be upgrading our core system. For information regarding system availability the days leading up to the conversion and details about what to expect, please refer to our Member Conversion Resource Guide.

Spring Credit Union Happenings:

The spring edition of Credit Union Happenings is now available and includes important updates regarding our forthcoming system conversion, a feature on our team of loan originators, information about our membership referral program, scholarship program opportunities, and upcoming member events. Click here to learn more.

Community Reinvestment Act (CRA)

 

In accordance with the Community Reinvestment Act (CRA) regulation, 12 CFR 345.43, Align Credit Union maintains and, upon request, makes available for public inspection, a complete copy of its CRA Public File, current each year as of April 1st.


The complete public file is available at the following branch locations: 
87 Hale Street, Lowell 01851
68 Lafayette Road, Seabrook, NH 03874


Align Credit Union is providing the following from the public file for online viewing:

Community Reinvestment Act Notice
What Is Community Reinvestment Act
Mission Statement
Written Comments from the Public
Written Community Comments From Public
CRA Dashboard
CRA Performance
Branch Locations
Branch Closures
Foreign Language ListProduct List
Personal Fee Schedule
Business Fee Schedule
Assessment Area Maps
New Hampshire Census Tracts
Massachusetts Census Tracts
Demographic Data
Home Mortgage Disclosure Act
Loan to Deposit Ratio
Consumer Lending Data
Real Estate Lending Data
Equal Housing Opportunity

 



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