Align Credit Union Membership Expansion:

THE COMMONWEALTH OF MASSACHUSETTS
Division of Banks
ALIGN CREDIT UNION, Lowell, Massachusetts has petitioned the Commissioner of Banks for permission to amend its by-laws pursuant to Massachusetts General Laws chapter 171, section 10 to expand the associations which qualify persons for membership. The amendment proposes to expand membership eligibility to include those who live, work, or attend school within the following Massachusetts municipalities: Ashburnham, Auburn, Fitchburg, Gardner, Holden, Hubbardston, Leicester, Leominster, Lunenburg, Millbury, Oxford, Paxton, Princeton, Sterling, Sutton, Templeton, West Boylston, Westminster, Winchendon, and Worcester. Any objections or comments relative to this proposal must be communicated in writing to the Commissioner of Banks, One Federal Street, Suite 710, Boston, Massachusetts 02110 or via electronic mail to dob.comments@mass.gov no later than July 24, 2026. A public hearing may be held if the response is considered significant or circumstances warrant such a hearing, as determined by the Commissioner. The petitioner's application and all communications relative to this application are available from the Division by request at dob.rao@mass.gov.
MARY L. GALLAGHER
Commissioner of Banks

Electronic Statement Access Alert:

Some members may experience limited access to their electronic statements. This is a temporary issue, and our team is actively working to resolve it. At this time: Only accounts associated with your surviving member number may appear on your statement. If your member number was previously changed, you may only see statements generated after that change. We apologize for any inconvenience and appreciate your patience as we work to resolve this issue.

Community Reinvestment Act (CRA)

 

In accordance with the Community Reinvestment Act (CRA) regulation, 12 CFR 345.43, Align Credit Union maintains and, upon request, makes available for public inspection, a complete copy of its CRA Public File, current each year as of April 1st.


The complete public file is available at the following branch locations: 
87 Hale Street, Lowell 01851
68 Lafayette Road, Seabrook, NH 03874


Align Credit Union is providing the following from the public file for online viewing:

Community Reinvestment Act Notice
What Is Community Reinvestment Act
Mission Statement
Written Comments from the Public
Written Community Comments From Public
CRA Dashboard
CRA Performance
Branch Locations
Branch Closures
Foreign Language List
Product List
Personal & Business Fee Schedule
Assessment Area Maps
New Hampshire Census Tracts
Massachusetts Census Tracts
Demographic Data
Home Mortgage Disclosure Act
Loan to Deposit Ratio
Consumer Lending Data
Real Estate Lending Data
Equal Housing Opportunity

 



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